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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Fantastic card plenty of notifications always on han...

Fantastic card plenty of notifications always on hand with any new update Reviewed on: 15th January 2025

Credit card review

Everything has been ok so far. I haven’t yet had to speak with customer services so I don’t have any comments on that yet. Reviewed on: 15th January 2025

Genuinely understanding to their customers needs and...

Genuinely understanding to their customers needs and requirements .. Reviewed on: 15th January 2025

Very good and helpful zopa credit card

Very good and helpful zopa credit card Reviewed on: 15th January 2025

Helped me where others wouldn’t.

Helped me where others wouldn’t. App so easy to use customer services at your finer tips Reviewed on: 15th January 2025

Excellent credit card for bad credit score

I’m very happy with my Zopa credit card , always helped me when needed. Reviewed on: 15th January 2025

Easy to use everything done in the App

Easy to use everything done in the App Reviewed on: 15th January 2025

Easy manage

Easy to manage card and payments show up quickly Reviewed on: 15th January 2025

No issues with this excellent service that they prov...

No issues with this excellent service that they provide Reviewed on: 15th January 2025

It’s help improve my credit rating.

It’s help improve my credit rating.also affordable.rating is pretty good. Reviewed on: 15th January 2025

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