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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Top credit card

Easy to use and service is excellent Reviewed on: 15th January 2025

Zopa believed in me when no other Bank did.

Zopa believed in me when no other Bank did. I still have a long way to go but they are here for me! Reviewed on: 15th January 2025

Excellent card

I have not had any problems at all with my card. I get regular emails as to what my spending has been so I can keep in control. Brilliant tools Reviewed on: 15th January 2025

Very good service easy understandable

Very good service easy understandable Reviewed on: 15th January 2025

Fantastic credit company

Easily arranged and easy to make payments on the app, good service Reviewed on: 15th January 2025

Does what it says on the tin!

App works well, money you pay in goes onto your card almost immediately, no fuss or delays. Im not sure about the customer service cos I don't think I've ever needed it. Reviewed on: 15th January 2025

Fantastic card plenty of notifications always on han...

Fantastic card plenty of notifications always on hand with any new update Reviewed on: 15th January 2025

Credit card review

Everything has been ok so far. I haven’t yet had to speak with customer services so I don’t have any comments on that yet. Reviewed on: 15th January 2025

Genuinely understanding to their customers needs and...

Genuinely understanding to their customers needs and requirements .. Reviewed on: 15th January 2025

Very good and helpful zopa credit card

Very good and helpful zopa credit card Reviewed on: 15th January 2025

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