Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

View other Zopa products

4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Never had a problem, excellent credit card to take a...

Never had a problem, excellent credit card to take abroad Reviewed on: 15th January 2025

Good credit card, easy to apply and great apr on the...

Good credit card, easy to apply and great apr on the credit Reviewed on: 15th January 2025

Easy to manage and a straight forward app

Easy to manage and a straight forward app Reviewed on: 15th January 2025

Excellent and very good service

Excellent and a Very good service Reviewed on: 15th January 2025

The best virtual bank version easily available and s...

The best virtual bank version easily available and smart app to use the money transfer in a second Reviewed on: 15th January 2025

Easy to sue the app, great choices, friendly service

Easy to sue the app, great choices, friendly service Reviewed on: 15th January 2025

Quick easy application.

Quick easy application, easy to follow app. Reviewed on: 15th January 2025

I have been updated all the time, with offers and if...

I have been updated all the time, with offers and if I am getting low on credit they contact me to remind me not to go over my limit. Reviewed on: 15th January 2025

Never had an issue with using the card, every time I...

Never had an issue with using the card, every time I got in contact with customer service what I needed help with was always addressed. Reviewed on: 15th January 2025

Very easy to use apps & very helpful with offers.

Very easy to use apps & very helpful with offers. Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Vanquis 4.22 from 561 reviews
Gold Credit Card
from American Express 4.74 from 25 reviews
Credit card
from first direct 4.13 from 26 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub