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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Go Zopa,

Easy and informative, always let you know when your payment is due, well in advance,not the day before like some other cards Reviewed on: 15th January 2025

Good all round experience, easy app

Good all round experience, easy app Reviewed on: 15th January 2025

Very easy to deal with.

Very easy to deal with.A very good app that is very user friendly Reviewed on: 15th January 2025

Excellent service, nice and easy to use.

Excellent service, nice and easy to use. Reviewed on: 15th January 2025

Great app great customer service easy to use and spe...

Great app great customer service easy to use and speak to Reviewed on: 15th January 2025

Best card provider I've used

Incredibly fair card provider, i don't get reported to the reference agencies for using my card regardless of what percentage of the limit I use. Unlike my other card provider Reviewed on: 15th January 2025

A card that I would recommend to a friend

The app is easy to used and even your credit score is not great they gave you a chance. Reviewed on: 15th January 2025

Great credit company.

I have never had any issues with Zopa their customer interaction is superb and i am kept up to date on credit increases and I also get early repayment statements. Really good provider. Reviewed on: 15th January 2025

I love the app...

I love the app it’s easy to use gives a break down on how you used your card I like the face that you can make your own PIN number too easy to apply for too Reviewed on: 15th January 2025

Zopa gave me a credit card when I needed it most and...

Zopa gave me a credit card when I needed it most and the credit I needed. They are there when you need them and are very competitive with their credit card, and I recommend anyone in getting one Reviewed on: 15th January 2025

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