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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

The best virtual bank version easily available and s...

The best virtual bank version easily available and smart app to use the money transfer in a second Reviewed on: 15th January 2025

Easy to sue the app, great choices, friendly service

Easy to sue the app, great choices, friendly service Reviewed on: 15th January 2025

Quick easy application.

Quick easy application, easy to follow app. Reviewed on: 15th January 2025

I have been updated all the time, with offers and if...

I have been updated all the time, with offers and if I am getting low on credit they contact me to remind me not to go over my limit. Reviewed on: 15th January 2025

Never had an issue with using the card, every time I...

Never had an issue with using the card, every time I got in contact with customer service what I needed help with was always addressed. Reviewed on: 15th January 2025

Very easy to use apps & very helpful with offers.

Very easy to use apps & very helpful with offers. Reviewed on: 15th January 2025

Go Zopa,

Easy and informative, always let you know when your payment is due, well in advance,not the day before like some other cards Reviewed on: 15th January 2025

Good all round experience, easy app

Good all round experience, easy app Reviewed on: 15th January 2025

Very easy to deal with.

Very easy to deal with.A very good app that is very user friendly Reviewed on: 15th January 2025

Excellent service, nice and easy to use.

Excellent service, nice and easy to use. Reviewed on: 15th January 2025

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