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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

i have no issues at all.

i have no issues at all. been more than happy with my card and how its dealt with Reviewed on: 15th January 2025

Great app and great service

I can’t fault Zopa, great app and always keeping me up to date with my balance and current status. Used mainly for my holidays but no complaints so far. I haven’t used the other services - car finance, loans, bank account, but I plan to in the future. Reviewed on: 15th January 2025

Good card good people excellent best card service

Good card good people excellent service Reviewed on: 15th January 2025

manageable and easy to apply, easy when u pay .

manageable and easy to apply, easy when u pay . Reviewed on: 15th January 2025

Zopa was easy to set up, app is easy to follow and t...

Zopa was easy to set up, app is easy to follow and there are great payment options Reviewed on: 15th January 2025

Very helpful staff ( customer service) when having p...

Very helpful staff ( customer service) when having problems paying through the app! Very happy with the service Reviewed on: 15th January 2025

Great Experience with Zopa Credit CardI've been usin...

Great Experience with Zopa Credit CardI've been using the Zopa credit card for some time now, and I must say, it’s been a fantastic experience. The process of signing up was smooth, and I love how easy it is to manage my account through the app. The interest rates are competitive, and the customer service is always responsive and helpful whenever I have a question. Overall, I highly recommend the Zopa credit card for anyone looking for a reliable and straightforward option. Keep up the great work, Zopa! Reviewed on: 15th January 2025

zopa has always been a perfect fit for my needs

zopa has always been a perfect fit for my needs Reviewed on: 15th January 2025

Great customer service.

Great customer service. Would recommend to friends Reviewed on: 15th January 2025

Every interaction I have had with Zopa has been frie...

Every interaction I have had with Zopa has been friendly, professional and helpful. I needed a credit card and they provided one, the app is very user friendly and easy to use and their customer service is always helpful and swift. Reviewed on: 15th January 2025

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