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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

I recently had a fantastic experience with Zopa, and...

I recently had a fantastic experience with Zopa, and I couldn’t be more impressed! The entire process was seamless from start to finish. The app is incredibly user-friendly. What stood out most was Zopa’s transparency. There were no hidden fees or confusing terms, which made the whole process stress-free. I would highly recommend Zopa to anyone looking for efficient, trustworthy, and hassle-free financial services. They’ve truly raised the bar for the industry. Reviewed on: 15th January 2025

Very competitive, insta t answers,credit checkgoid

Very competitive, insta t answers,credit check Reviewed on: 15th January 2025

Nanab2007

I’m currently using your Application for all transaction an I must admit that I am so impressed. The App is comprehensive and easy to use. Reviewed on: 15th January 2025

Top notch service

Great card and brand. All round service is perfect. Reviewed on: 15th January 2025

I am rebuilding my credit score and Zopa are helping...

I am rebuilding my credit score and Zopa are helping me. It is easy to manage. The app is easy to use with regular updates on my balance. Reviewed on: 15th January 2025

Zopa do it right.

Quick, efficient , any issues dealt with immediately. Realistic borrowing and opportunities to use a range of services.No hard sell. Reviewed on: 15th January 2025

Fast setup and friendly interface, nice card designs...

Fast setup and friendly interface, nice card designs and good interest rates for a starter card to fix/build credit. Reviewed on: 15th January 2025

Zopa app it is very easy to use, good rates for cred...

Zopa app it is very easy to use, good rates for credits good rates for loans, for those who qualify. I discovered them by chance, when I was in need and they helped me, transparently and quickly and for that I thank them! Reviewed on: 15th January 2025

Fantastic service and fair rates!

Fantastic service and fair rates! Reviewed on: 15th January 2025

The service provided by these guys is exceptionally...

The service provided by these guys is exceptionally brilliant and the process from start to finish was simple and effortless . I would definitely recommend zopa to anyone looking a good value credit card . Thanks once again zopa. Reviewed on: 15th January 2025

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