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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa was easy to set up, app is easy to follow and t...

Zopa was easy to set up, app is easy to follow and there are great payment options Reviewed on: 15th January 2025

Very helpful staff ( customer service) when having p...

Very helpful staff ( customer service) when having problems paying through the app! Very happy with the service Reviewed on: 15th January 2025

Great Experience with Zopa Credit CardI've been usin...

Great Experience with Zopa Credit CardI've been using the Zopa credit card for some time now, and I must say, it’s been a fantastic experience. The process of signing up was smooth, and I love how easy it is to manage my account through the app. The interest rates are competitive, and the customer service is always responsive and helpful whenever I have a question. Overall, I highly recommend the Zopa credit card for anyone looking for a reliable and straightforward option. Keep up the great work, Zopa! Reviewed on: 15th January 2025

zopa has always been a perfect fit for my needs

zopa has always been a perfect fit for my needs Reviewed on: 15th January 2025

Great customer service.

Great customer service. Would recommend to friends Reviewed on: 15th January 2025

Every interaction I have had with Zopa has been frie...

Every interaction I have had with Zopa has been friendly, professional and helpful. I needed a credit card and they provided one, the app is very user friendly and easy to use and their customer service is always helpful and swift. Reviewed on: 15th January 2025

I recently had a fantastic experience with Zopa, and...

I recently had a fantastic experience with Zopa, and I couldn’t be more impressed! The entire process was seamless from start to finish. The app is incredibly user-friendly. What stood out most was Zopa’s transparency. There were no hidden fees or confusing terms, which made the whole process stress-free. I would highly recommend Zopa to anyone looking for efficient, trustworthy, and hassle-free financial services. They’ve truly raised the bar for the industry. Reviewed on: 15th January 2025

Very competitive, insta t answers,credit checkgoid

Very competitive, insta t answers,credit check Reviewed on: 15th January 2025

Nanab2007

I’m currently using your Application for all transaction an I must admit that I am so impressed. The App is comprehensive and easy to use. Reviewed on: 15th January 2025

Top notch service

Great card and brand. All round service is perfect. Reviewed on: 15th January 2025

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