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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Brilliant card to deal with

Always great company to deal with would definitely recommend them. Always treated well from customer service and would give them ten out of ten Reviewed on: 15th January 2025

Very easy to deal with, excellent online experience.

Very easy to deal with, excellent online experience. Monthly bills and payments easy to understand and online account simple to navigate. Reviewed on: 15th January 2025

Simple to understand

The app is easy to use and you know where you stand. The repayment process is simple and straightforward. Reviewed on: 15th January 2025

Good and easy to use and very helpful

Good and easy to use and very helpful Reviewed on: 15th January 2025

One of the best cards around.

Easy to apply, great service, reminders of payment dates are really useful, clear statements-no hidden costs. Excellent ! I would recommend Zopa to anyone. Reviewed on: 15th January 2025

Clearly explained

Everything is easy to follow even the frequently asked questions are clear. Reviewed on: 15th January 2025

Zopa are very understanding of my needs and offer an...

Zopa are very understanding of my needs and offer an excellent service with a great app that keeps me informed of my credit card and any loans I may have with them Reviewed on: 15th January 2025

Excellent all around performance and service

Excellent all around performance and service Reviewed on: 15th January 2025

Zopa card is just wanted help me out, easy to fill i...

Zopa card is just wanted help me out, easy to fill in form I'm so glad they were there to help me Reviewed on: 15th January 2025

good card to use easy to make payments to

good card to use easy to make payments to Reviewed on: 15th January 2025

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