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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Very easy to deal with fair pricing

Very easy to deal with fair pricing Reviewed on: 15th January 2025

Best credit card and excellent customer service

Best credit card and excellent customer service Reviewed on: 15th January 2025

Easy to apply helpful information

Easy to apply helpful information Reviewed on: 15th January 2025

Very transparent from the start!

Very transparent from the start! Reviewed on: 15th January 2025

Very easy application, good app, clear rules.

Very easy application, good app, clear rules. Reviewed on: 15th January 2025

Good service very understanding would recommend

Good service very understanding would recommend Reviewed on: 15th January 2025

Happiness

very good credit card .i use this card every day and I’m happy with him ! Thank you Zopa card Reviewed on: 15th January 2025

Always happy to help, pleasant good rates of interest

Always happy to help, pleasant good rates of interest Reviewed on: 15th January 2025

Good card provider with excellent facilities.

Good card provider with excellent facilities. Reviewed on: 15th January 2025

Great starter card

Good service great app and easy to make a payment . Plenty of updates and information would recommend for a starter credit card to build credit lots of added service that are made available Reviewed on: 15th January 2025

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