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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very easy application, good app, clear rules.

Very easy application, good app, clear rules. Reviewed on: 15th January 2025

Good service very understanding would recommend

Good service very understanding would recommend Reviewed on: 15th January 2025

Happiness

very good credit card .i use this card every day and I’m happy with him ! Thank you Zopa card Reviewed on: 15th January 2025

Always happy to help, pleasant good rates of interest

Always happy to help, pleasant good rates of interest Reviewed on: 15th January 2025

Good card provider with excellent facilities.

Good card provider with excellent facilities. Reviewed on: 15th January 2025

Great starter card

Good service great app and easy to make a payment . Plenty of updates and information would recommend for a starter credit card to build credit lots of added service that are made available Reviewed on: 15th January 2025

good customer service

Very good customer service. I am very pleased with the service I have received so far. I am pleased that I have Zopa card Reviewed on: 15th January 2025

Helped me when needed, no issues at all

Helped me when needed, no issues at all Reviewed on: 15th January 2025

Always have been supportive & provided sound advice

Always have been supportive & provided sound advice Reviewed on: 15th January 2025

Fast decision, great rates!

Fast decision, great rates! Love it! Reviewed on: 15th January 2025

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