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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

good customer service

Very good customer service. I am very pleased with the service I have received so far. I am pleased that I have Zopa card Reviewed on: 15th January 2025

Helped me when needed, no issues at all

Helped me when needed, no issues at all Reviewed on: 15th January 2025

Always have been supportive & provided sound advice

Always have been supportive & provided sound advice Reviewed on: 15th January 2025

Fast decision, great rates!

Fast decision, great rates! Love it! Reviewed on: 15th January 2025

Easy to use with up-to-date information on you're ca...

Easy to use with up-to-date information on you're card and spending Reviewed on: 15th January 2025

Very happy with the service Zopa provides

Very happy with the service Zopa provides Reviewed on: 15th January 2025

The application was easy and got accepted quickly no...

The application was easy and got accepted quickly no problem all good. Reviewed on: 15th January 2025

I am really happy and they have g

I am really happy and they have g Reviewed on: 15th January 2025

From the start Zopa have been faultless.

From the start Zopa have been faultless. There when you need them, just so easy and effortless from activation to payment and increasing credit inline with your streak history, you can accept or decline. Infact have moved to their banking platform and can also highly recommend that facility. Just an ease to use app. Professional and courteous. Reviewed on: 15th January 2025

Great Credit Card

Zopa regularly review your credit limit and your borrowing power and keep you updated. Reviewed on: 15th January 2025

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