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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Building your credit

When others don’t want to help Zopa listen understand and help Reviewed on: 15th January 2025

Zopa credit card

Card came quickly in post . App easy to set up and navigate Reviewed on: 15th January 2025

The best credit card in Uk, easy to use.

The best credit card in Uk, easy to use. Reviewed on: 15th January 2025

Stable and l really enjoy using the card is very ef...

Stable and l really enjoy using the card is very effective Reviewed on: 15th January 2025

great credit card great credit card

great credit card great credit card Reviewed on: 15th January 2025

Excellent service/fast and easy to use app

Excellent service/fast and easy to use app Reviewed on: 15th January 2025

I have not had a Company who actallly welcome you on...

I have not had a Company who actallly welcome you on board and send you so much information and recommendations as to how to use the card. I got it for emergencies, but their apr is better than others, will wind the others down and use thi one instead. Reviewed on: 15th January 2025

Customer service 5 Star

Professional , helpful and customer friendly Reviewed on: 15th January 2025

It’s a great account to have easy to use

It’s a great account to have easy to use Reviewed on: 15th January 2025

Very understanding and customer orientated.

Very understanding and customer orientated. Reviewed on: 15th January 2025

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