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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to use with up-to-date information on you're ca...

Easy to use with up-to-date information on you're card and spending Reviewed on: 15th January 2025

Very happy with the service Zopa provides

Very happy with the service Zopa provides Reviewed on: 15th January 2025

The application was easy and got accepted quickly no...

The application was easy and got accepted quickly no problem all good. Reviewed on: 15th January 2025

I am really happy and they have g

I am really happy and they have g Reviewed on: 15th January 2025

From the start Zopa have been faultless.

From the start Zopa have been faultless. There when you need them, just so easy and effortless from activation to payment and increasing credit inline with your streak history, you can accept or decline. Infact have moved to their banking platform and can also highly recommend that facility. Just an ease to use app. Professional and courteous. Reviewed on: 15th January 2025

Great Credit Card

Zopa regularly review your credit limit and your borrowing power and keep you updated. Reviewed on: 15th January 2025

Building your credit

When others don’t want to help Zopa listen understand and help Reviewed on: 15th January 2025

Zopa credit card

Card came quickly in post . App easy to set up and navigate Reviewed on: 15th January 2025

The best credit card in Uk, easy to use.

The best credit card in Uk, easy to use. Reviewed on: 15th January 2025

Stable and l really enjoy using the card is very ef...

Stable and l really enjoy using the card is very effective Reviewed on: 15th January 2025

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