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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Well worth opening.

Easy to open current account, app is excellent so I know exactly where I am. It gives notifications when a direct debit is due to be paid so if I need to ensure enough money is in the account it’s easy to transfer between accounts or request funds from another bank account held elsewhere. Reviewed on: 9th February 2026

Fantastic service and excellent customer service

Fantastic fast service and excellent customer service Reviewed on: 9th February 2026

Its great so you can make a start on your...

Its great so you can make a start on your futer Reviewed on: 9th February 2026

Excellent service 10 stars

Excellent service easy to operate Reviewed on: 9th February 2026

Great bank

Excellent interest rates. Very clear app. Great customer service Reviewed on: 9th February 2026

Great start and helpfull service ongoing

Great start and helpfull service ongoing Reviewed on: 9th February 2026

Excellent service always putting the customer first

Excellent service always putting the customer first Reviewed on: 9th February 2026

Really easy to use.

Easy to use and a great interest rate. Reviewed on: 9th February 2026

Great perks!

They have very competitive interest rates and I like that you can set up pots all at the same savings rate. I also like that you get interest on your current account balance and it was all easy to set up. The app is also very reliable and have had no access issues since banking with them Reviewed on: 9th February 2026

I was recommended by a friend and so far so good, ea...

I was recommended by a friend and so far so good, easy to use app and hassle free Reviewed on: 9th February 2026

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