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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
73% decrease in 5 star reviews
in the past 90 days
64% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

I was recommended by a friend and so far so good, ea...

5
I was recommended by a friend and so far so good, easy to use app and hassle free Reviewed on: 9th February 2026

experience i had.live chat

5
experience i had. was the live chat and it was sorted Reviewed on: 9th February 2026

Brilliant

5
Just a fantastic account. Best interest rate, good service, quick set up Reviewed on: 9th February 2026

Excellence

5
All it’s well with Zopa keep up the good work supporting the people with financial problems. Reviewed on: 9th February 2026

I had very good experience in managing my money.

5
I had very good experience in managing my money. Moving money from different bank accounts in just one click Reviewed on: 9th February 2026

Good range of accounts with competitive interest rat...

5
Good range of accounts with competitive interest rates coupled with an easy to use app. Reviewed on: 9th February 2026

Zopa is great

5
Zopa has been great always understood my problems and helped me sort them Reviewed on: 9th February 2026

The App is easy and simple to use.

5
The App is easy and simple to use. Reviewed on: 9th February 2026

Excellent

5
Good interest savings rates and great web site. Reviewed on: 9th February 2026

The option of sitting aside some funds in cushion is...

4
The option of sitting aside some funds in cushion is incredible Reviewed on: 9th February 2026

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