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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

New user but no problems in any area so far

New user but no problems in any area so far and. have very good savings rates Reviewed on: 9th February 2026

Well worth opening.

Easy to open current account, app is excellent so I know exactly where I am. It gives notifications when a direct debit is due to be paid so if I need to ensure enough money is in the account it’s easy to transfer between accounts or request funds from another bank account held elsewhere. Reviewed on: 9th February 2026

Fantastic service and excellent customer service

Fantastic fast service and excellent customer service Reviewed on: 9th February 2026

Its great so you can make a start on your...

Its great so you can make a start on your futer Reviewed on: 9th February 2026

Excellent service 10 stars

Excellent service easy to operate Reviewed on: 9th February 2026

Great bank

Excellent interest rates. Very clear app. Great customer service Reviewed on: 9th February 2026

Great start and helpfull service ongoing

Great start and helpfull service ongoing Reviewed on: 9th February 2026

Excellent service always putting the customer first

Excellent service always putting the customer first Reviewed on: 9th February 2026

Really easy to use.

Easy to use and a great interest rate. Reviewed on: 9th February 2026

Great perks!

They have very competitive interest rates and I like that you can set up pots all at the same savings rate. I also like that you get interest on your current account balance and it was all easy to set up. The app is also very reliable and have had no access issues since banking with them Reviewed on: 9th February 2026

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