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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great services and great customer service.

Great services and great customer service...go above and beyond to give customers a pleasant experience and always looking for ways to make the experience even better. Reviewed on: 9th February 2026

Zopa Wales

I have really enjoyed using Zopa Bank account it so refreshing to use comparared to the normal banks Reviewed on: 9th February 2026

Excellent interest rates on all accounts.

Excellent interest rates on all accounts. Useful reminders about up coming payments and up to date notifications on transactions. Reviewed on: 9th February 2026

All good excellent for savings and great t get inter...

All good excellent for savings and great t get interest on the current account Reviewed on: 9th February 2026

Recommend to use Zopa

Customer service friendly and helpful. Many different kinds of savings plans. Reviewed on: 9th February 2026

Verod, easy to use and very professional

Very good, easy to use and very professional Reviewed on: 9th February 2026

Easy and friendly to use, provide different savings...

Easy and friendly to use, provide different savings rate suitable to me Reviewed on: 9th February 2026

Highly recommend

Very assesable and easy to use. Convenient Reviewed on: 9th February 2026

Never had any problems.

Never had any problems. Have with the apps. Happy with services Reviewed on: 9th February 2026

Most banks are only good at one or two things....

Cashback on bills, competitive interest rates, customer service, app features / ease of use... but Zopa excel all round. Good rates on cashback (no monthly selections or crazy caveats - all automated) some of the best interest rates for current and savings accounts and their customer service has always been exceptional (Ive been a customer since before they were a bank). Reviewed on: 9th February 2026

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