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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Great simple user friendly design and easy to unders...

Great simple user friendly design and easy to understand. I love Reviewed on: 9th February 2026

So good that I have not had to use customer...

So good that I have not had to use customer service yet Reviewed on: 9th February 2026

Easy account opening, mobile app is user friendly (e...

Easy account opening, mobile app is user friendly (easy to transfer in and set up direct debits), has functionality to link and view other bank accounts. Customer service is responsive Reviewed on: 9th February 2026

Never had any problems

Never had any problems, had the account for a while and all seems to be what I want and expect. Reviewed on: 9th February 2026

I’m a very happy customer of Zopa got nothing but go...

I’m a very happy customer of Zopa got nothing but good to say about them Reviewed on: 9th February 2026

Great!! Fast!!

Great!! Fast!! Reasonable!! I would definitely recommend to my friends!!! Very quick to apply!! Got card very quick!!! Reviewed on: 9th February 2026

It has been so super easy to use as an online bank a...

It has been so super easy to use as an online bank and to have some great savings and ideas thanks to Zopa Reviewed on: 9th February 2026

Savings account higher interest great

Savings account higher interest great Reviewed on: 9th February 2026

I know my money is is ok with you

I know my money is is ok with you Reviewed on: 9th February 2026

Zopa gave me a chance to re build credit

Zopa gave me a chance to re build credit Reviewed on: 9th February 2026

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