Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Current account reviews

View other Zopa products
4.82
Based on 6,598 reviews, last reviewed 23rd Jul 2026
100% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026
samone 's avatar
samone

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026
K's avatar
K
Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Current account reviews (6598)

Never had any problems

5
Never had any problems, had the account for a while and all seems to be what I want and expect. Reviewed on: 9th February 2026
Scott C's avatar
Scott C

I’m a very happy customer of Zopa got nothing but go...

5
I’m a very happy customer of Zopa got nothing but good to say about them Reviewed on: 9th February 2026
Jacqueline Frances Sweeney's avatar
Jacqueline Frances Sweeney

Great!! Fast!!

5
Great!! Fast!! Reasonable!! I would definitely recommend to my friends!!! Very quick to apply!! Got card very quick!!! Reviewed on: 9th February 2026
Ademi T's avatar
Ademi T

It has been so super easy to use as an online bank a...

5
It has been so super easy to use as an online bank and to have some great savings and ideas thanks to Zopa Reviewed on: 9th February 2026
Tori R's avatar
Tori R

Savings account higher interest great

5
Savings account higher interest great Reviewed on: 9th February 2026
Jeffrey P's avatar
Jeffrey P

I know my money is is ok with you

5
I know my money is is ok with you Reviewed on: 9th February 2026
Dee p peppiatt 's avatar
Dee p peppiatt

Zopa gave me a chance to re build credit

5
Zopa gave me a chance to re build credit Reviewed on: 9th February 2026
Rebecca wright's avatar
Rebecca wright

Very good with transactions and customer care suppor...

5
Very good with transactions and customer care support always resolves issues in a in a timely fashion, and the interest rates are also a great bonus Reviewed on: 9th February 2026
Abdul a's avatar
Abdul a

I’ve had a fantastic experience with Zopa Bank.

5
I’ve had a fantastic experience with Zopa Bank. As one of the very first customers during the trial phase, I’ve been able to see firsthand how committed they are to building a truly customer‑centred service. I’ve even been invited to workshops to share feedback from a customer perspective, which shows how much they genuinely value user input. Zopa is an innovative brand that listens, adapts, and uses real customer experiences to shape outstanding service. It’s been brilliant to be part of their journey. Reviewed on: 9th February 2026
Johnny T's avatar
Johnny T

No issues and all straightforward x

5
No issues and all straightforward x Reviewed on: 9th February 2026
Helena K's avatar
Helena K

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill