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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Very understanding when faced with financial issues

Very understanding when faced with financial issues Reviewed on: 9th February 2026

Great bank cant fault it.

Great bank cant fault it. I use it for my main spending and also to save. Nothing negative to say and have encouraged others to sign up for a biscuit account. Reviewed on: 9th February 2026

Absolutely best aplocation all good and corect

Absolutely best aplocation all good and corect Reviewed on: 9th February 2026

It very easy to understand and very easy to use...

It very easy to understand and very easy to use Reviewed on: 9th February 2026

Very easy to use app and very helpful costumer support

Very easy to use app and very helpful costumer support Reviewed on: 9th February 2026

Zopa brilliant

Great information on app to improve money health. Reviewed on: 9th February 2026

Great service, great app, great rates!

I made a few larger amounts transactions, zopa stopped one and did a fraud check, the consultant I spoke to was friendly professional and efficient it made me feel like my money was really safe and I was a valued customer. The app is so easy to use and really clear. Great rates of interest also. Reviewed on: 9th February 2026

Great simple user friendly design and easy to unders...

Great simple user friendly design and easy to understand. I love Reviewed on: 9th February 2026

So good that I have not had to use customer...

So good that I have not had to use customer service yet Reviewed on: 9th February 2026

Easy account opening, mobile app is user friendly (e...

Easy account opening, mobile app is user friendly (easy to transfer in and set up direct debits), has functionality to link and view other bank accounts. Customer service is responsive Reviewed on: 9th February 2026

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