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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Easy account opening, mobile app is user friendly (e...

Easy account opening, mobile app is user friendly (easy to transfer in and set up direct debits), has functionality to link and view other bank accounts. Customer service is responsive Reviewed on: 9th February 2026

Never had any problems

Never had any problems, had the account for a while and all seems to be what I want and expect. Reviewed on: 9th February 2026

I’m a very happy customer of Zopa got nothing but go...

I’m a very happy customer of Zopa got nothing but good to say about them Reviewed on: 9th February 2026

Great!! Fast!!

Great!! Fast!! Reasonable!! I would definitely recommend to my friends!!! Very quick to apply!! Got card very quick!!! Reviewed on: 9th February 2026

It has been so super easy to use as an online bank a...

It has been so super easy to use as an online bank and to have some great savings and ideas thanks to Zopa Reviewed on: 9th February 2026

Savings account higher interest great

Savings account higher interest great Reviewed on: 9th February 2026

I know my money is is ok with you

I know my money is is ok with you Reviewed on: 9th February 2026

Zopa gave me a chance to re build credit

Zopa gave me a chance to re build credit Reviewed on: 9th February 2026

Very good with transactions and customer care suppor...

Very good with transactions and customer care support always resolves issues in a in a timely fashion, and the interest rates are also a great bonus Reviewed on: 9th February 2026

I’ve had a fantastic experience with Zopa Bank.

I’ve had a fantastic experience with Zopa Bank. As one of the very first customers during the trial phase, I’ve been able to see firsthand how committed they are to building a truly customer‑centred service. I’ve even been invited to workshops to share feedback from a customer perspective, which shows how much they genuinely value user input. Zopa is an innovative brand that listens, adapts, and uses real customer experiences to shape outstanding service. It’s been brilliant to be part of their journey. Reviewed on: 9th February 2026

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