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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Exceptional customer service

First class service when I had cause to ring recently Reviewed on: 9th February 2026

No issues, operating smoothly.

No issues, operating smoothly. Good interest on savings Reviewed on: 9th February 2026

Wery nice app wery good app and wery good bank

Wery nice app wery good app and wery good bank Reviewed on: 9th February 2026

Very understanding when faced with financial issues

Very understanding when faced with financial issues Reviewed on: 9th February 2026

Great bank cant fault it.

Great bank cant fault it. I use it for my main spending and also to save. Nothing negative to say and have encouraged others to sign up for a biscuit account. Reviewed on: 9th February 2026

Absolutely best aplocation all good and corect

Absolutely best aplocation all good and corect Reviewed on: 9th February 2026

It very easy to understand and very easy to use...

It very easy to understand and very easy to use Reviewed on: 9th February 2026

Very easy to use app and very helpful costumer support

Very easy to use app and very helpful costumer support Reviewed on: 9th February 2026

Zopa brilliant

Great information on app to improve money health. Reviewed on: 9th February 2026

Great service, great app, great rates!

I made a few larger amounts transactions, zopa stopped one and did a fraud check, the consultant I spoke to was friendly professional and efficient it made me feel like my money was really safe and I was a valued customer. The app is so easy to use and really clear. Great rates of interest also. Reviewed on: 9th February 2026

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