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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Great customer service very fast and responsive.

Great customer service very fast and responsive... Ten out of ten, thanks Zopa Reviewed on: 9th February 2026

Second chance .

Zopa has helped me rebuild my credit score and has enabled me to get a credit card and move my finances forward Reviewed on: 9th February 2026

Easy to manage, great app user friendly

Easy to manage, great app user friendly Reviewed on: 9th February 2026

Great Service

I have had a zoo’s card for a few years now. It’s very good and the app keeps on improving offering a bank account and the ability to apply for a loan. Reviewed on: 9th February 2026

Biscuit is the best

Very good experience. Easy to use app Reviewed on: 9th February 2026

Easy to open an account.

Easy to open an account. Good interest rates. Reviewed on: 9th February 2026

Absolutely amazing quick with reciving money and fas...

Absolutely amazing quick with reciving money and fast too Reviewed on: 9th February 2026

Exceptional customer service

First class service when I had cause to ring recently Reviewed on: 9th February 2026

No issues, operating smoothly.

No issues, operating smoothly. Good interest on savings Reviewed on: 9th February 2026

Wery nice app wery good app and wery good bank

Wery nice app wery good app and wery good bank Reviewed on: 9th February 2026

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