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Zopa: Current account reviews

View other Zopa products
4.83
Based on 6,601 reviews, last reviewed 9th Sep 2026
99% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026
Stephen 's avatar
Stephen

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026
sarah h's avatar
sarah h
Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

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Zopa Current account reviews (6601)

Doing great

5
A good current account with a range of options to support you and make your money work harder, would be good if they good automatically swap your direct debits over for you Reviewed on: 9th February 2026
Natasha H's avatar
Natasha H

Very helpful and easy to deal with

5
Very helpful and easy to deal with Reviewed on: 9th February 2026
Nigel P's avatar
Nigel P

One of the best saving rates in the UK market, acces...

5
One of the best saving rates in the UK market, accessible and great digital experience making saving and value higb Reviewed on: 9th February 2026
Stephanie D's avatar
Stephanie D

A very easy to use app.

5
A very easy to use app. Easily shows where your money is and able to move money about without a problem Reviewed on: 9th February 2026
Michael Boyes's avatar
Michael Boyes

Great service easy to use never had any issues

5
Great service easy to use never had any issues Reviewed on: 9th February 2026
Simon E's avatar
Simon E

Closed my account with no reason

1
Closed my account with no reason Reviewed on: 9th February 2026
Shantel L's avatar
Shantel L

Fast deposit and pay out easy to apply

5
Fast deposit and pay out easy to apply Reviewed on: 9th February 2026
Ken d's avatar
Ken d

I find Zopa so easy to use with excellent accounts a...

5
I find Zopa so easy to use with excellent accounts and interest rates. Reviewed on: 9th February 2026
Amanda S's avatar
Amanda S

Easy to use

5
Easy to apply for account. Ts & Cs easy to understand.app is easy to use. Everything I have experienced with Zopa has been effortless. Reviewed on: 9th February 2026
Michelle 's avatar
Michelle

Easy to open, have everything in the app and the acc...

5
Easy to open, have everything in the app and the account rewards me for using it. Reviewed on: 9th February 2026
Edem O's avatar
Edem O

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