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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

63% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Very manageable and easy service to use have recomme...

Very manageable and easy service to use have recommend to many friends Reviewed on: 9th February 2026

Everything works well and they do amazingly in prote...

Everything works well and they do amazingly in protecting your money Reviewed on: 9th February 2026

I find Zopa very helpful very easy to use and prompt...

I find Zopa very helpful very easy to use and prompt resolution from customer support Reviewed on: 9th February 2026

Easy to see accounts all in 1 place

Easy to see accounts all in 1 place Reviewed on: 9th February 2026

Very good experience I like this app

Very good experience I like this app Reviewed on: 9th February 2026

Very good bank fast service and easy to use

Very good bank fast service and easy to use Reviewed on: 9th February 2026

The Zopa app makes banking super easy.

The Zopa app makes banking super easy. Transferring to and from other banks is super quick and I love the cash back I made on direct debits plus the bonus the current account gives for savings when you transfer in an achievable amount each month to your current account. Reviewed on: 9th February 2026

Prefect to use

Easy fast reliable mange my money better Reviewed on: 9th February 2026

Easy to use app.

Easy to use app. Instant transfers. Competitive rates of interest. Reviewed on: 9th February 2026

So easy to understand, great rates, and custermer se...

So easy to understand, great rates, and custermer service is brilliant Reviewed on: 9th February 2026

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