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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

63% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Faultless customer service, easy to use app, great p...

Faultless customer service, easy to use app, great perks. Reviewed on: 9th February 2026

Never had any issues, good app and very clear to...

Never had any issues, good app and very clear to use Reviewed on: 9th February 2026

Great interest rate.

Great interest rate.App easy to use. Reviewed on: 9th February 2026

Great company and app is very easy to use

Great company and app is very easy to use Reviewed on: 9th February 2026

Just a easy hassle free bank that's got everything t...

Just a easy hassle free bank that's got everything there at your finger tips Reviewed on: 9th February 2026

I’ve never had a bad experience with Zopa, everythin...

I’ve never had a bad experience with Zopa, everything has been straightforward and stress free. :) Reviewed on: 9th February 2026

Awful experience with Zopa, restricted my account an...

Awful experience with Zopa, restricted my account and couldn’t give me the reasons why, only when I said I struggled with my mental health did they really pull their finger out. Will be moving banks Reviewed on: 9th February 2026

Very helpfull

Have always been friendly and helpfull Reviewed on: 9th February 2026

Great credit card helpful people easy to use excelle...

Great credit card helpful people easy to use excellent customer service Reviewed on: 9th February 2026

Good for a back up for unexpected bills I can’t faul...

Good for a back up for unexpected bills I can’t fault it Reviewed on: 9th February 2026

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