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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6598 reviews)

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4.83

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Never had any issues, good app and very clear to...

Never had any issues, good app and very clear to use Reviewed on: 9th February 2026

Great interest rate.

Great interest rate.App easy to use. Reviewed on: 9th February 2026

Great company and app is very easy to use

Great company and app is very easy to use Reviewed on: 9th February 2026

Just a easy hassle free bank that's got everything t...

Just a easy hassle free bank that's got everything there at your finger tips Reviewed on: 9th February 2026

I’ve never had a bad experience with Zopa, everythin...

I’ve never had a bad experience with Zopa, everything has been straightforward and stress free. :) Reviewed on: 9th February 2026

Awful experience with Zopa, restricted my account an...

Awful experience with Zopa, restricted my account and couldn’t give me the reasons why, only when I said I struggled with my mental health did they really pull their finger out. Will be moving banks Reviewed on: 9th February 2026

Very helpfull

Have always been friendly and helpfull Reviewed on: 9th February 2026

Great credit card helpful people easy to use excelle...

Great credit card helpful people easy to use excellent customer service Reviewed on: 9th February 2026

Good for a back up for unexpected bills I can’t faul...

Good for a back up for unexpected bills I can’t fault it Reviewed on: 9th February 2026

high interest for now, comparing to other UK banks.

high interest for now, comparing to other UK banks. Reviewed on: 9th February 2026

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