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Zopa: Current account reviews

Name: Current account
Rating: 4.94 (5795 reviews)

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4.94

Based on 5,795 reviews, last reviewed 5th Mar 2026

550200% increase in 5 star reviews

in the past 90 days

1200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really good and no problems and all Really good and no problems and all Reviewed on: 5th March 2026

Latest lowest rating:

2

It's not a proper Bank. It's not a proper Bank. It doesn't show your Biscuit Current account when you log into their website. The transaction dates do not match at times. Reviewed on: 21st February 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5795)

An excellent new Current Account from ZOPA

Excellent current account, easily managed via the online app. Cashback on bills and premium interest rates from time to time. Easy access to savings accounts all linked via the app. Customer service is first class with quick response is online chat. Reviewed on: 22nd January 2026

Simple interface, great functionality

It's a simple platform with good functionality and reasonable interest rates. I graded average for customer service because I've never had to use them and so can't comment. Reviewed on: 22nd January 2026

I’ve had no issues with the bank so far

I’ve had no issues with the bank so far Reviewed on: 22nd January 2026

Find Zopa to be ok never have any problems so yea am...

Find Zopa to be ok never have any problems so yea am happy. Reviewed on: 22nd January 2026

User friendly way to grow your savings!

Zopa is a very user friendly banking service that makes it really easy to save and feel rewarded! It was very easy to set up a Biscuit account and I feel like I am able to see my savings grow in a way that is rewarding. I enjoy the spending notifications in real time so you can see exactly where you are and what you have left. Reviewed on: 22nd January 2026

Zopa makes banking easy.

Zopa makes banking easy. Zopa banking is really simple and clear to understand. The options to make different savings account is really helpful for future planning. The app is very user friendly and you can see all your monies on one page. The bank also offers better savings interest than other banks which makes them a winner in my eyes. Reviewed on: 22nd January 2026

opening and checking accounts straightforward..

opening accounts and checking them is very straightforward. the app is easy to use and the rates are very competitive. Reviewed on: 22nd January 2026

I like having savings spaces/pots linked to my curre...

I like having savings spaces/pots linked to my current account so that I can set money aside for bills etc. Zopa having 'saving pots' and you can open as many as you like. My only criticism is that I would like to be able to collect all of the interest paid on the individual pots into a separate 'interest pot' so that I can generate another chunk of money. I am also able to invest £300 per month in a regular saver pot and receive 7.1% interest which mounts up. I also get an enhanced rate of 4.45% on my pots if I pay £500+ per month into my current account. Better return than most notice accounts! Reviewed on: 21st January 2026

I’ve always had a good experience with Zopa

I’ve always had a good experience with Zopa Reviewed on: 21st January 2026

Very happy with Zopa.

Very happy with Zopa. Definitely recommend Reviewed on: 21st January 2026

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