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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

54% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

high interest for now, comparing to other UK banks.

high interest for now, comparing to other UK banks. Reviewed on: 9th February 2026

I find zopa great..

I find zopa great see my interest monthly accounts are easy to follow and the app is brilliant. My only problem is it dose not like to my credit reports. I have told all my friends and family about your bank account Reviewed on: 9th February 2026

High interest rates provided and the app is easy to...

High interest rates provided and the app is easy to use Reviewed on: 9th February 2026

Excellent credit card and professional it’s everythi...

Excellent credit card and professional it’s everything i need . Reviewed on: 9th February 2026

Good rates.

Good rates. Nice app easy to use Reviewed on: 9th February 2026

Great bank

Zopa has helped me to save and build ony credit score with my credit card, the application was east and pretty much a instant answer Reviewed on: 9th February 2026

Excellent accounts and easy to use.

Excellent accounts and easy to use. Highly competitive interest rates Reviewed on: 9th February 2026

Great interest rates easy to use app

Great interest rates easy to use app Reviewed on: 9th February 2026

Easy to use to pay and to pay using my Phone a zopa...

Easy to use to pay and to pay using my Phone a zopa app. Reviewed on: 9th February 2026

Ease, efficiency and quick to respond

It’s easy to move money around create pots and the chat function is super efficient. Love the savings and interest rates on offer giving real flexibility with money. Reviewed on: 9th February 2026

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