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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
54% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Best account on the market

5
Great saving rates and cashback for DD.Very happy with it. Reviewed on: 9th February 2026

Fantastic bank app.

5
It’s a very friendly and easy accessible bank app. It has lots of features you would be amazed to find. Easy banking and the customer service is top notch, my family uses Zopa and Also I like the fact that I get some inflow due to interest I get. A lovely bank and i would highly recommend it to anyone. Reviewed on: 9th February 2026

Easy straightforward good customer service

5
Easy straightforward good customer service Reviewed on: 9th February 2026

Easy app to use and navigate

5
Zopa’s app is very easy to navigate and use. The explanations are comprehensive. The only occasion that there was an issue I was able to speak to a human and sort it very quickly. Reviewed on: 9th February 2026

Excellent service and I’m very happy with my bank ac...

5
Excellent service and I’m very happy with my bank account. Reviewed on: 9th February 2026

Very efficient banking and fair rates interest.

5
Very efficient banking and fair rates interest. Reviewed on: 9th February 2026

Easy to use App, competitive interest rates.

5
The app is extremely easy to use, from opening the account to finding the best accounts to suit your needs. Very competitive interest rates. Reviewed on: 9th February 2026

Great new bank very happy customer

5
Great new bank very happy customer Reviewed on: 9th February 2026

Everything works well.

5
Everything works well. There have been no problems. Reviewed on: 9th February 2026

Very good account.

5
Very good account. Very good customer service. Nothing to complain about. Card came within 3 days as well. Reviewed on: 9th February 2026

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