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Zopa: Current account reviews

Name: Current account
Rating: 4.94 (5795 reviews)

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4.94

Based on 5,795 reviews, last reviewed 5th Mar 2026

550200% increase in 5 star reviews

in the past 90 days

1200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really good and no problems and all Really good and no problems and all Reviewed on: 5th March 2026

Latest lowest rating:

2

It's not a proper Bank. It's not a proper Bank. It doesn't show your Biscuit Current account when you log into their website. The transaction dates do not match at times. Reviewed on: 21st February 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5795)

My experience with zopa has been a very wonderful one.

My experience with zopa has been a very wonderful one. They are absolutely fantastic. In terms of emergencies and much more. Their credit card is one of the best. Reviewed on: 21st January 2026

Brilliant online bank

Brilliant benefits for a fee free current account and very competitive saving rates. The app is superb with features that other banks don’t offer like viewing card details and I love the little things like notifying you of an upcoming payment so it’s easier to mange money. One thing is wish it did have was viewing your balance in Apple wallet like other banks do. Reviewed on: 21st January 2026

Great interest rate on different accounts.

Great interest rate on different accounts. Money transfers are quick and reliable. Reviewed on: 21st January 2026

Zopa provides good interest rates for the customers.

Zopa provides good interest rates for the customers. It’s app is easy to navigate. Reviewed on: 21st January 2026

Great easy to use app and rewards

Great easy to use app and rewards Reviewed on: 21st January 2026

Simple and easy

It’s easy and simple. I would recommend this with my friends and family. Zopa biscuit account is smart, convenient and great. Everyone can use it. It’s suitable for all age groups and people. Reviewed on: 21st January 2026

It's so good that Zopa pays interest on your balance...

It's so good that Zopa pays interest on your balance and cash back on all direct debits as most bank accounts limit their cash back to selected bills Reviewed on: 21st January 2026

If only all platforms were so simple

The application process is quick and smooth and the app is easy to navigate. Excellent rates and great communication. Reviewed on: 21st January 2026

Great overall service, quick and efficient

Great overall service, quick and efficient Reviewed on: 21st January 2026

Excellent service all round with good interest rate...

Excellent service all round with good interest rate and service products Reviewed on: 21st January 2026

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