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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Great credit card helpful people easy to use excelle...

Great credit card helpful people easy to use excellent customer service Reviewed on: 9th February 2026

Good for a back up for unexpected bills I can’t faul...

Good for a back up for unexpected bills I can’t fault it Reviewed on: 9th February 2026

high interest for now, comparing to other UK banks.

high interest for now, comparing to other UK banks. Reviewed on: 9th February 2026

I find zopa great..

I find zopa great see my interest monthly accounts are easy to follow and the app is brilliant. My only problem is it dose not like to my credit reports. I have told all my friends and family about your bank account Reviewed on: 9th February 2026

High interest rates provided and the app is easy to...

High interest rates provided and the app is easy to use Reviewed on: 9th February 2026

Excellent credit card and professional it’s everythi...

Excellent credit card and professional it’s everything i need . Reviewed on: 9th February 2026

Good rates.

Good rates. Nice app easy to use Reviewed on: 9th February 2026

Great bank

Zopa has helped me to save and build ony credit score with my credit card, the application was east and pretty much a instant answer Reviewed on: 9th February 2026

Excellent accounts and easy to use.

Excellent accounts and easy to use. Highly competitive interest rates Reviewed on: 9th February 2026

Great interest rates easy to use app

Great interest rates easy to use app Reviewed on: 9th February 2026

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