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Zopa: Current account reviews

Name: Current account
Rating: 4.94 (5794 reviews)

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4.94

Based on 5,794 reviews, last reviewed 5th Mar 2026

550100% increase in 5 star reviews

in the past 90 days

1200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Its been brilliant and Great customer servicee. Its been brilliant. Well served and customer service straightforward. Reviewed on: 5th March 2026

Latest lowest rating:

2

It's not a proper Bank. It's not a proper Bank. It doesn't show your Biscuit Current account when you log into their website. The transaction dates do not match at times. Reviewed on: 21st February 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5794)

Need open banking must have at Zopa

Need open banking must have at Zopa Reviewed on: 20th January 2026

Great interest rates, easy app navigation.

Great interest rates, easy app navigation. Reviewed on: 20th January 2026

A Competitive Bank

Better interest rates than many other accounts. The app is easy to use and updates very quickly Reviewed on: 20th January 2026

Always easy to navigate the app and no problems us i...

Always easy to navigate the app and no problems us in my cards Reviewed on: 20th January 2026

Easy to apply for an account.

Easy to apply for an account. Great interest rates on account balance and on savings. Excellent communication. Great product. Would recommend Zopa. Reviewed on: 20th January 2026

Easy to use

The Zopa App is very easy to use. Reviewed on: 20th January 2026

Innovative and helpful banking with Zopa

The Zopa Biscuit current account offers excellent and competitive features, with decent interest paid on balances held in the current account and a generous cashback on direct debits paid from the account, along with competitive savings accounts available to current account customers. The app functionality is excellent, and I particularly appreciate features such as the push notifications around upcoming payments and interest and cashback earned being displayed clearly within the app, making it easy to keep track. Reviewed on: 20th January 2026

So pleased I stumbled across Zopa

I found Zopa by accident when I took a loan out with them for a car. Their processes and service were simple and very user friendly. When they asked if I would like to open a current account.....it was a no brainer. I now have savings pots which are easily accessible and helping me achieve my financial goals......not to mention the interest rates are the best around! Reviewed on: 20th January 2026

Dave's review of Zopa

Very good, everything explained and all questioned answered. Will definitely recommend you to friends and family. Reviewed on: 20th January 2026

Very pleased with the ease of use of the app

Very pleased with the ease of use of the app Reviewed on: 20th January 2026

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