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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Easy to use to pay and to pay using my Phone a zopa...

Easy to use to pay and to pay using my Phone a zopa app. Reviewed on: 9th February 2026

Ease, efficiency and quick to respond

It’s easy to move money around create pots and the chat function is super efficient. Love the savings and interest rates on offer giving real flexibility with money. Reviewed on: 9th February 2026

Best account on the market

Great saving rates and cashback for DD.Very happy with it. Reviewed on: 9th February 2026

Fantastic bank app.

It’s a very friendly and easy accessible bank app. It has lots of features you would be amazed to find. Easy banking and the customer service is top notch, my family uses Zopa and Also I like the fact that I get some inflow due to interest I get. A lovely bank and i would highly recommend it to anyone. Reviewed on: 9th February 2026

Easy straightforward good customer service

Easy straightforward good customer service Reviewed on: 9th February 2026

Easy app to use and navigate

Zopa’s app is very easy to navigate and use. The explanations are comprehensive. The only occasion that there was an issue I was able to speak to a human and sort it very quickly. Reviewed on: 9th February 2026

Excellent service and I’m very happy with my bank ac...

Excellent service and I’m very happy with my bank account. Reviewed on: 9th February 2026

Very efficient banking and fair rates interest.

Very efficient banking and fair rates interest. Reviewed on: 9th February 2026

Easy to use App, competitive interest rates.

The app is extremely easy to use, from opening the account to finding the best accounts to suit your needs. Very competitive interest rates. Reviewed on: 9th February 2026

Great new bank very happy customer

Great new bank very happy customer Reviewed on: 9th February 2026

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