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Zopa: Current account reviews

Name: Current account
Rating: 4.94 (5767 reviews)

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4.94

Based on 5,767 reviews, last reviewed 2nd Mar 2026

273750% increase in 5 star reviews

in the past 90 days

1200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Ease of use and great customer service Ease of use and great customer service Reviewed on: 2nd March 2026

Latest lowest rating:

2

It's not a proper Bank. It's not a proper Bank. It doesn't show your Biscuit Current account when you log into their website. The transaction dates do not match at times. Reviewed on: 21st February 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5767)

Good rates on savings (currently).

Good rates on savings (currently). Relatively ease to use app although being able to pay externally from a savings pot, rather than having to transfer to the bank account first, would be a plus. Reviewed on: 19th January 2026

Excellent account and features.

Excellent account and features. Recommended to many Reviewed on: 19th January 2026

Site easy to navigate and good interest rates

Site easy to navigate and good interest rates Reviewed on: 19th January 2026

App easy to use app

App easy to use and when I've had a problem it's been solved quickly. Staff have been helpful Reviewed on: 19th January 2026

easy to use appl, user friendly, idiot proof!

easy to use appl, user friendly, idiot proof! Reviewed on: 19th January 2026

More info on the transactions of the current account...

More info on the transactions of the current account would be greatly appreciated Reviewed on: 18th January 2026

Great experience overall

Great experience overall, however it would be great to have cashback from all transactions and also abroad Reviewed on: 18th January 2026

excellent and reliable service.

excellent and reliable service. i will definitely recommend Zopa for both savings, current and even for loans as everything is transparent and easy to view. Reviewed on: 18th January 2026

Competitive interest rates

Competitive interest rates and excellent variety of accounts, something for everyone Reviewed on: 18th January 2026

App is brilliant and customer service is responsive.

App is brilliant and customer service is responsive. I love Zopa. Reviewed on: 18th January 2026

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