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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

54% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Good customer service and quick response easy transa...

Good customer service and quick response easy transaction Reviewed on: 9th February 2026

So glad I joined Zopa!

Easy to open accounts. Easy to add and withdraw money. Great savings options. Love the visibility of interest so you can see what you will be paid at the end of the month, I've never seen a bank do this before. Also, really competitive easy access interest rates. Reviewed on: 9th February 2026

Easy to use on the app and great interest rate on sa...

Easy to use on the app and great interest rate on savings Reviewed on: 9th February 2026

Free account that gives cashback

You don't pay to get a 2% cashback on your direct debits, in addition to getting 2% on your cash, which I think is great. Thanx Reviewed on: 9th February 2026

Great bank never had a bad experience, any query I h...

Great bank never had a bad experience, any query I have they have dealt very quickly. App is so easy to use and great experience Reviewed on: 9th February 2026

my acount is great and savings acount is very good...

my acount is great and savings acount is very good Reviewed on: 9th February 2026

Great deals and app is so easy to use and customers...

Great deals and app is so easy to use and customers service is so friendly and helpful Reviewed on: 9th February 2026

Opened my account recently found it very easy to use.

Opened my account recently found it very easy to use. Interest rates were reasonable so I moved money over. Reviewed on: 9th February 2026

good all round account

Very good all round account will be even better when you can pay cash into the account. Reviewed on: 9th February 2026

Bank account worth having

All the questions that I have asked I’ve always come back with the perfect answer and explained it to me how I so I can understand fantastic bank do not know what I would’ve done without them behind me Reviewed on: 9th February 2026

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