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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Pickers workers

I work pickers with Huntapac,full time Reviewed on: 9th February 2026

Great service

Great service, great app and love the simplicity Reviewed on: 9th February 2026

Good customer service and quick response easy transa...

Good customer service and quick response easy transaction Reviewed on: 9th February 2026

So glad I joined Zopa!

Easy to open accounts. Easy to add and withdraw money. Great savings options. Love the visibility of interest so you can see what you will be paid at the end of the month, I've never seen a bank do this before. Also, really competitive easy access interest rates. Reviewed on: 9th February 2026

Easy to use on the app and great interest rate on sa...

Easy to use on the app and great interest rate on savings Reviewed on: 9th February 2026

Free account that gives cashback

You don't pay to get a 2% cashback on your direct debits, in addition to getting 2% on your cash, which I think is great. Thanx Reviewed on: 9th February 2026

Great bank never had a bad experience, any query I h...

Great bank never had a bad experience, any query I have they have dealt very quickly. App is so easy to use and great experience Reviewed on: 9th February 2026

my acount is great and savings acount is very good...

my acount is great and savings acount is very good Reviewed on: 9th February 2026

Great deals and app is so easy to use and customers...

Great deals and app is so easy to use and customers service is so friendly and helpful Reviewed on: 9th February 2026

Opened my account recently found it very easy to use.

Opened my account recently found it very easy to use. Interest rates were reasonable so I moved money over. Reviewed on: 9th February 2026

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