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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

54% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Zopa has many ways of saving and securing money very...

Zopa has many ways of saving and securing money very good and the app is easy to use Reviewed on: 9th February 2026

Just great amazing bank and amazing service

Just great amazing bank and amazing service Reviewed on: 9th February 2026

Excellent they now need to embrace the Post Office...

Excellent they now need to embrace the Post Office facility of paying in cash at there very many outlets, in extremely wide spread little post offices. Best of two worlds then. Reviewed on: 9th February 2026

Fantastic customer service excellent team

Fantastic customer service excellent team player well recommended Reviewed on: 9th February 2026

Opting for Zopa, even with a lower credit limit, mea...

Opting for Zopa, even with a lower credit limit, means benefiting from a bank that actively helps support your real-world journey. Reviewed on: 9th February 2026

Easy to use app and excellent interest rates.

Easy to use app and excellent interest rates. I am very happy with Zopa Reviewed on: 9th February 2026

Zopa Accounts

My account kept being hacked , a nightmare to sort out but they did eventually Reviewed on: 9th February 2026

Everything about Zopa is first class and very profes...

Everything about Zopa is first class and very professional Reviewed on: 9th February 2026

Great value and great service

I have a good experience and no problems with Zopa Reviewed on: 9th February 2026

I find the service absolutely perfect and simple to...

I find the service absolutely perfect and simple to use. Reviewed on: 9th February 2026

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