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Zopa: Current account reviews

4.83
Based on 6,601 reviews, last reviewed 9th Sep 2026
99% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026
Stephen 's avatar
Stephen

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026
sarah h's avatar
sarah h

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

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Zopa Current account reviews (6601)

good all round account

4
Very good all round account will be even better when you can pay cash into the account. Reviewed on: 9th February 2026

Bank account worth having

5
All the questions that I have asked I’ve always come back with the perfect answer and explained it to me how I so I can understand fantastic bank do not know what I would’ve done without them behind me Reviewed on: 9th February 2026

Zopa has many ways of saving and securing money very...

5
Zopa has many ways of saving and securing money very good and the app is easy to use Reviewed on: 9th February 2026

Just great amazing bank and amazing service

5
Just great amazing bank and amazing service Reviewed on: 9th February 2026

Excellent they now need to embrace the Post Office...

5
Excellent they now need to embrace the Post Office facility of paying in cash at there very many outlets, in extremely wide spread little post offices. Best of two worlds then. Reviewed on: 9th February 2026

Fantastic customer service excellent team

5
Fantastic customer service excellent team player well recommended Reviewed on: 9th February 2026

Opting for Zopa, even with a lower credit limit, mea...

5
Opting for Zopa, even with a lower credit limit, means benefiting from a bank that actively helps support your real-world journey. Reviewed on: 9th February 2026

Easy to use app and excellent interest rates.

5
Easy to use app and excellent interest rates. I am very happy with Zopa Reviewed on: 9th February 2026

Zopa Accounts

3
My account kept being hacked , a nightmare to sort out but they did eventually Reviewed on: 9th February 2026

Everything about Zopa is first class and very profes...

5
Everything about Zopa is first class and very professional Reviewed on: 9th February 2026

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