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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
54% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

The best service provider pretty interface.

5
The best service provider with the beautiful interface of the application and good interest rates on savings even easy to use application that is the thing human need for day to day spending and for long time savings. Reviewed on: 9th February 2026

Excellent customer service.

5
Excellent customer service.The app is very easy to use. I recommend family and friends. Reviewed on: 9th February 2026

Zopa is very easy open and is very simple to underst...

5
Zopa is very easy open and is very simple to understand how the app works. Transfer is within seconds . I love my Zopa account Reviewed on: 9th February 2026

Very fantastic straightforward daily update very good

5
Very fantastic straightforward daily update very good Reviewed on: 9th February 2026

The customer service is excellent

5
The customer service is excellent Reviewed on: 9th February 2026

Always on the ball if have any issues

5
Always on the ball if have any issues Reviewed on: 9th February 2026

Very helpful and easy to use highly recommend.

5
Very helpful and easy to use highly recommend. Reviewed on: 9th February 2026

Really good bank and always there when u need help...

5
Really good bank and always there when u need help Reviewed on: 9th February 2026

Great to use and easy to access, user friendly and t...

5
Great to use and easy to access, user friendly and the good thing was about savings pot of 90 days notice period which helps user to save money in a good manner. So I liked it very much Reviewed on: 9th February 2026

Zopa biscuit - just add cuppa!

5
Great bank, good interest rate easy to use can’t have any complaints. Refreshingly simple great app too Reviewed on: 9th February 2026

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