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Zopa: Current account reviews

Name: Current account
Rating: 4.94 (5763 reviews)

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4.94

Based on 5,763 reviews, last reviewed 2nd Mar 2026

273600% increase in 5 star reviews

in the past 90 days

1200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ m quite happy with how easy it is to use the app. I’ m quite happy with how easy it is to use the app. Being able to have different pots to separate my saving is excellent. Reviewed on: 2nd March 2026

Latest lowest rating:

2

It's not a proper Bank. It's not a proper Bank. It doesn't show your Biscuit Current account when you log into their website. The transaction dates do not match at times. Reviewed on: 21st February 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5763)

Great interest rates and brilliant user friendly app

Great interest rates and brilliant user friendly app Reviewed on: 18th January 2026

Not had any issues app easy to use quick to join str...

Not had any issues app easy to use quick to join straight forward Reviewed on: 18th January 2026

East to set up, easy to use and competitive rates.

East to set up, easy to use and competitive rates. Love it. Reviewed on: 18th January 2026

Great move

I moved my Savings account across to Zopa in November for attractive interest rates and was that impressed I then opened a Zopa current account and pay my direct debits through Zopa now and get cash back. Great bank, great app and great benefits Reviewed on: 18th January 2026

App easy to use.

App easy to use. Had one issue when I first got account, card declined at point of sale when account was in credit. Phoned but wasn’t given an answer why declined. Reviewed on: 18th January 2026

Zopa is just what you need

I feel confident using Zopa, It is there when I need it. The app is easy to use and I can switch money around easily. Reviewed on: 18th January 2026

Slick and free with great rates.

Good rates, easy navigation on app. Reviewed on: 18th January 2026

Professionalism is perfect.

Professionalism is perfect. I have contact customer service on two occasion and they were able to solve the issue. Reviewed on: 18th January 2026

Great Cashback on bills plus 2% interest on cash bal...

Great Cashback on bills plus 2% interest on cash balance and Top rate Regular Saver. Super account. Reviewed on: 17th January 2026

I’ve been a Zopa customer for a while now and the sa...

I’ve been a Zopa customer for a while now and the savings rate is great . That’s why I opened a biscuit account and a isa account Reviewed on: 17th January 2026

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