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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6598 reviews)

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4.83

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Excellent customer service.

Excellent customer service.The app is very easy to use. I recommend family and friends. Reviewed on: 9th February 2026

Zopa is very easy open and is very simple to underst...

Zopa is very easy open and is very simple to understand how the app works. Transfer is within seconds . I love my Zopa account Reviewed on: 9th February 2026

Very fantastic straightforward daily update very good

Very fantastic straightforward daily update very good Reviewed on: 9th February 2026

The customer service is excellent

The customer service is excellent Reviewed on: 9th February 2026

Always on the ball if have any issues

Always on the ball if have any issues Reviewed on: 9th February 2026

Very helpful and easy to use highly recommend.

Very helpful and easy to use highly recommend. Reviewed on: 9th February 2026

Really good bank and always there when u need help...

Really good bank and always there when u need help Reviewed on: 9th February 2026

Great to use and easy to access, user friendly and t...

Great to use and easy to access, user friendly and the good thing was about savings pot of 90 days notice period which helps user to save money in a good manner. So I liked it very much Reviewed on: 9th February 2026

Zopa biscuit - just add cuppa!

Great bank, good interest rate easy to use can’t have any complaints. Refreshingly simple great app too Reviewed on: 9th February 2026

Simply, easy to use, with many great features.

Zopa have a very clear lay out with lots of great options for savings and investments. They also give cashback on direct debits and offer surprising gifts, such as one off £5 cashback for using Apple Pay with the Zopa Debit Card. Overall it is very easy to set up a biscuits account and Zopa is full of useful features within the app. Reviewed on: 9th February 2026

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