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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

54% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Simply, easy to use, with many great features.

Zopa have a very clear lay out with lots of great options for savings and investments. They also give cashback on direct debits and offer surprising gifts, such as one off £5 cashback for using Apple Pay with the Zopa Debit Card. Overall it is very easy to set up a biscuits account and Zopa is full of useful features within the app. Reviewed on: 9th February 2026

Very quick to respond

Very quick to respond via live chat feature. Reviewed on: 9th February 2026

Best thing about ZOPA,

Best thing about ZOPA, respectful and honest about your credit status as well as providing money advice about your finances. ZOPA are different, their app is easy to use and not complicated like its competitors. Reviewed on: 9th February 2026

Never had any problems with Zopa best bank ever

Never had any problems with Zopa best bank ever Reviewed on: 9th February 2026

Simply the best- better than all the rest.

Refreshing standard of leadership and customer service with a market beating current account . Well done Zopa .Thank you. Reviewed on: 9th February 2026

Great service experience.

Great service experience. Great products Reviewed on: 9th February 2026

What's not to like

So easy to open. A very clear app and great interest rate Reviewed on: 9th February 2026

Easy to use love the credit card and my zopa bank ac...

Easy to use love the credit card and my zopa bank account Reviewed on: 9th February 2026

Excellent

Straight forward and no problems. Reviewed on: 9th February 2026

First class service, upfront and honest information...

First class service, upfront and honest information provided and also transparent with information provided . app is brilliant and very easy to use and very user friendly. No hidden information when accessing things and information clear and eat to understand Reviewed on: 9th February 2026

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