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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Great to use and easy to access, user friendly and t...

Great to use and easy to access, user friendly and the good thing was about savings pot of 90 days notice period which helps user to save money in a good manner. So I liked it very much Reviewed on: 9th February 2026

Zopa biscuit - just add cuppa!

Great bank, good interest rate easy to use can’t have any complaints. Refreshingly simple great app too Reviewed on: 9th February 2026

Simply, easy to use, with many great features.

Zopa have a very clear lay out with lots of great options for savings and investments. They also give cashback on direct debits and offer surprising gifts, such as one off £5 cashback for using Apple Pay with the Zopa Debit Card. Overall it is very easy to set up a biscuits account and Zopa is full of useful features within the app. Reviewed on: 9th February 2026

Very quick to respond

Very quick to respond via live chat feature. Reviewed on: 9th February 2026

Best thing about ZOPA,

Best thing about ZOPA, respectful and honest about your credit status as well as providing money advice about your finances. ZOPA are different, their app is easy to use and not complicated like its competitors. Reviewed on: 9th February 2026

Never had any problems with Zopa best bank ever

Never had any problems with Zopa best bank ever Reviewed on: 9th February 2026

Simply the best- better than all the rest.

Refreshing standard of leadership and customer service with a market beating current account . Well done Zopa .Thank you. Reviewed on: 9th February 2026

Great service experience.

Great service experience. Great products Reviewed on: 9th February 2026

What's not to like

So easy to open. A very clear app and great interest rate Reviewed on: 9th February 2026

Easy to use love the credit card and my zopa bank ac...

Easy to use love the credit card and my zopa bank account Reviewed on: 9th February 2026

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