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Zopa: Current account reviews

4.94
Based on 5,287 reviews, last reviewed 15th Feb 2026
251700% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

wonder ful costmer services very helpful wonder ful costmer services very helpful Reviewed on: 15th February 2026
wasim ashraf's avatar
wasim ashraf

Latest lowest rating:

1

Keep asking if I wan a credit increase then waste my... Keep asking if I wan a credit increase then waste my time and refuse Reviewed on: 14th February 2026
ian cassidy's avatar
ian cassidy

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5287)

Zopa review

5
I've been with Zopa for just over 12 months. App very informative with clear & concise information Reviewed on: 15th January 2026

Great Service & Best App..

5
Great rates and incentives. Innovative App, Very easy to transfer money in and out. A one stop shop for all financial savings products. Reviewed on: 15th January 2026

What’s not to like.

5
Easy to use app. Easy to move money within the account and to banks outside. Best interest savings rates around. Reviewed on: 15th January 2026

Best bank around

5
Easy to open numerous accounts with excellent interest rates Reviewed on: 15th January 2026

It was simple enough to open a Zopa account, they ke...

5
It was simple enough to open a Zopa account, they keep you well informed and offer good rates Reviewed on: 15th January 2026

Zopa opinion...

5
Very happy with the bank savings, previous loan and general ease of use... Reviewed on: 15th January 2026

Everything just works - and works really well.

5
Everything just works - and works really well. Reviewed on: 15th January 2026

My Zopa account

5
Perfect in Every Way,,,looking forward to 2026 ,,,with Zopa bank Reviewed on: 15th January 2026

Easy to use and good priducts

5
Really easy to set up my account. Easy to manage payments and good interest rates. Savings accounts in different pots has made money clearer and access is quick and efficient. Reviewed on: 15th January 2026

Zopa Review

5
Zopa was easy to apply for both my loan and my current account. Great rates on savings and loans. Extremely easy to use app. No issues since opening accounts. Reviewed on: 15th January 2026

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