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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
54% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Good for savers,Good for spenders,Good for for All

5
I like using Zopa. App easy to use and good features,plus good saving rates. Reviewed on: 9th February 2026

I have had many bank accounts I the past and zopa ha...

5
I have had many bank accounts I the past and zopa has been the best one yet! If I have had any problems zopa customer service has been straight on the issue. I actually feel listened to and they have helped massively. Thank you so much zopa. I recommend you guys to everyone. Reviewed on: 9th February 2026

Easy to accss my account, statements are clear and t...

5
Easy to accss my account, statements are clear and transparent. Reviewed on: 9th February 2026

Everything worked first time and quickly with Zopa.

5
Everything worked first time and quickly with Zopa. Usually some link through or something fails at least once. Very happy. Even the card arrived quickly. Reviewed on: 9th February 2026

Excellent rates of interest and ability to create va...

5
Excellent rates of interest and ability to create various pots Reviewed on: 9th February 2026

Best interest on saving accounts right now

5
Best interest on saving accounts right now Reviewed on: 9th February 2026

Great experience.

5
Great experience. Easy to use and ability to transfer externally so simply is ideal Reviewed on: 9th February 2026

Recommend

5
Great help with car loan and banking Reviewed on: 9th February 2026

Always caring and full of sound advice

5
Always caring and full of sound advice Reviewed on: 9th February 2026

When i needed money zopa helped me they are quick...

5
When i needed money zopa helped me they are quick th reply and good customer service Reviewed on: 9th February 2026

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