Write a review

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.94 (5244 reviews)

View other Zopa products

4.94

Based on 5,244 reviews, last reviewed 15th Feb 2026

249650% increase in 5 star reviews

in the past 90 days

1200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a Zopa credit card and savings account for... I’ve had a Zopa credit card and savings account for a few years and am very pleased with them both and the service I recieve Reviewed on: 15th February 2026

Latest lowest rating:

1

Keep asking if I wan a credit increase then waste my... Keep asking if I wan a credit increase then waste my time and refuse Reviewed on: 14th February 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Current account reviews (5244)

good and developing well

So far, it's been really good, but the lowish cap on cashback on the bank account means it's not quite as good as some competitors, but hopefully heading in the right direction. Reviewed on: 15th January 2026

Quirky accounts with friendly features

I started as a shared account with myself and my partner and so far it has been really good. I love the features and how friendly it is. Reviewed on: 15th January 2026

The interest rates they offer are fantastic!

The interest rates they offer are fantastic! I also like their app a lot. Reviewed on: 15th January 2026

Still has some issues with other businesses not reco...

Still has some issues with other businesses not recognising Zopa for direct debits otherwise it would by 10 out of 10 Reviewed on: 15th January 2026

Online so always available .

Online so always available . Easy to follow app. Very competitive interest rates . I am a fairly new customer but no complaints so far . Would definitely recommend Reviewed on: 15th January 2026

I have had a fantastic experience with Zopa.

I have had a fantastic experience with Zopa. They provide all my financial needs. Very impresses with the service provided. Reviewed on: 15th January 2026

Excellent app, excellent product

Excellent app, excellent product Reviewed on: 15th January 2026

Zoopla is an amazing tool and account

Zoopla is an amazing tool and account Reviewed on: 15th January 2026

Very easy to used good intress rates

Very easy to used good intress rates Reviewed on: 15th January 2026

Great rates and incentives.

Great rates and incentives. Best bank I've ever come across. Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from The Co-operative Bank 4.05 from 412 reviews
FlexDirect
from Nationwide 4.58 from 330 reviews
Current Account
from Smile Bank 3.98 from 109 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1454 reviews
Smart Saver
from Zopa 4.94 from 7490 reviews
Personal loan
from Zopa 4.94 from 67287 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub