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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
54% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Amazing team for support and fast banking services

5
Easy use and access with great help services Reviewed on: 9th February 2026

Great credit card good service, customer service

5
Great credit card good service, customer service Reviewed on: 9th February 2026

Simple way to manage my money

5
This app lets me split my savings into different pots, making them easy to mange, and it also offers a good savings rate. Reviewed on: 9th February 2026

Amazing bank no issues till date since opening.

5
Amazing bank no issues till date since opening. Reviewed on: 9th February 2026

Reliable

5
Always very helpful if there’s anything you need to know or to be sorted out Reviewed on: 9th February 2026

Great service

5
I have several accounts with Zopa and great service. Reviewed on: 9th February 2026

I never have any trouble using Zopa it’s my favourit...

5
I never have any trouble using Zopa it’s my favourite bank, you have a good withdrawal limit at an ATM, high interest on savings, amazing customer service and overall it’s just excellent Reviewed on: 9th February 2026

Good Stuff

5
No problems moving money about, good interest rates, no issues. Reviewed on: 9th February 2026

I have been with Zopa for sometime now and it’s been...

5
I have been with Zopa for sometime now and it’s been good to see it grow and develop even better things Reviewed on: 9th February 2026

Easy to use app and clear to understand GreatZopa

5
Easy to use app and clear to understand Reviewed on: 9th February 2026

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