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Zopa: Current account reviews

Name: Current account
Rating: 4.94 (5155 reviews)

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4.94

Based on 5,155 reviews, last reviewed 14th Feb 2026

245450% increase in 5 star reviews

in the past 90 days

1100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Great credit card It is easy to manage my account and built my credit score. The website is very clear. Reviewed on: 14th February 2026

Latest lowest rating:

1

Easy to use app and best rates arpund ! Easy to use app and best rates arpund ! Reviewed on: 11th February 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5155)

Easy to move money in and out at a good...

Easy to move money in and out at a good interest rate Reviewed on: 15th January 2026

A free current account with great benefits!!!

Zopa has been fantastic, the benefits attached to their free current account tops all the major banks and they are constantly adding updates to their app to make the mobile banking experience more streamlined and supportive with their financial guides AI. It's extremely easy to connect Zopa with your existing bank as well! Reviewed on: 15th January 2026

Great service

Helps me balance my finances, helps me out of sticky situations Reviewed on: 15th January 2026

It has been easy for me to see track and mange my mo...

It has been easy for me to see track and mange my money and spending Reviewed on: 15th January 2026

I really like to have my savings saved and giving me...

I really like to have my savings saved and giving me money Reviewed on: 15th January 2026

Came for the 7% stayed for the cash back etc

I was drawn in by the 7% interest saver...and it just got better from there to be honest and now most of my money goes into my Zopa account and it's also the primary source of my savings. Reviewed on: 15th January 2026

I’ve used several banking providers

Used several banking providers over the past 15 years nd Zopa are one is the best Reviewed on: 15th January 2026

Very user friendly and straightforward experience

Very user friendly and straightforward experience Reviewed on: 15th January 2026

Best bank accounts ever

I am so pleased to have opened a Zopa Biscuit Account and Holiday Pot. With absolutely the best interest rates around it made so much sense to save for my holiday. Thanks to Zopa I managed to save up for a lovely holiday in Antigua. I was a bit sceptical at first as I’m not great doing online stuff but was reasured by the friendly, helpful REAL people you can call on the telephone should you have any queries. Wouldn’t hesitate to recommend this bank to anyone. In fact, I’ve already got my daughter to sign up for an account! Thanks Zopa. Reviewed on: 15th January 2026

Zopa has a snazzy looking app.

Zopa has a snazzy looking app. It is also fast to use. Zopa currently provides best in class interest rates. These are what I like the most so far. Reviewed on: 15th January 2026

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