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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

54% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Customers services are not too difficult to get hold...

Customers services are not too difficult to get hold of and an extremely helpful app that is easy to navigate Reviewed on: 9th February 2026

The best bank for those like me!

I absolutely love my zopa account and recommend it to all my friends because of someone like me who lives paycheck to paycheck, zopa is the best current account and savings account for me! with 2% interest on current account balances and 7.1% in my regular saver, it’s the best bank on the market to make my minimal amount of money work best for me Reviewed on: 9th February 2026

Easy account to open and use

Easy account to open and use. Good interest rate also. Reviewed on: 9th February 2026

Very easy to use, good product selection and opportu...

Very easy to use, good product selection and opportunities to enhance savings. Reviewed on: 9th February 2026

Zopa is the best bank account experience I have had...

Zopa is the best bank account experience I have had customer service is first class! And the app is easy to use with a quick entry security pin. The card works on Google wallet and Apple Pay which is great. Reviewed on: 9th February 2026

Excellent service

Prompt, responsive and helpful to customers Reviewed on: 9th February 2026

Easy to open account via the Zopa app with very com...

Easy to open account via the Zopa app, with very competitive savings account interest rates Reviewed on: 9th February 2026

Would recommend to anyone

Good interest rates, very easy to use, fraud prevention methods too Reviewed on: 9th February 2026

My Zopa experience is 5 star.

I am fairly new to Zopa but I have many other bank accounts but they always seem to let you down in one way or another. Zopa seems a great choice for me especially with all the cash earning benefits they offer. I am using all of them. Very happy with Zopa. Reviewed on: 9th February 2026

Never had a problem nl

Never had a problem always quick and active Reviewed on: 9th February 2026

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