Smart Money People Logo

Zopa: Current account reviews

4.94
Based on 5,244 reviews, last reviewed 15th Feb 2026
249650% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve had a Zopa credit card and savings account for... I’ve had a Zopa credit card and savings account for a few years and am very pleased with them both and the service I recieve Reviewed on: 15th February 2026
Graham K's avatar
Graham K

Latest lowest rating:

1

Keep asking if I wan a credit increase then waste my... Keep asking if I wan a credit increase then waste my time and refuse Reviewed on: 14th February 2026
ian cassidy's avatar
ian cassidy

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (5244)

Zopa Current account- Does what it says on the tin.

5
Current account and app work well. Doesn't crash, not overly flashy. Scaled to use on phones unlike some other bank apps. Provide good information. What's more pays interest on your current account. Reviewed on: 15th January 2026

Easy app banking

5
Very good app easy to use very happy with it, the whole family use it Reviewed on: 15th January 2026

Zopa review.

5
Very good web site, easy to use and transfer monies in and out. 2 percent Current account interest could be better but regular saver at 7.1 percent and primary saver at 4.45 percent are very good. Reviewed on: 15th January 2026

Beautyful experience

5
Beautyful experience good customer service Reviewed on: 15th January 2026

Absolutely ZOPA!

5
Zopa have kept me well informed from the start of me opening my account, they have informed me of available interest rates and savings accounts which apply to me. It is easy to move money around within the accounts and Zopa make it easy to move money to and from other bank accounts. Reviewed on: 15th January 2026

Perfect account for savings!

5
Perfect account for savings! Though app glitches occasionally - logged me out and I wasn't able to access my accounts. Reviewed on: 15th January 2026

The service has been excellent thus far; please main...

5
The service has been excellent thus far; please maintain this standard. Reviewed on: 15th January 2026

I rarely contact Zopa as everything is so easy on...

5
I rarely contact Zopa as everything is so easy on lone Reviewed on: 15th January 2026

Zopa is clear in its communications and alerts me wh...

5
Zopa is clear in its communications and alerts me when there are steps I can take to improve my financial situation. I find Zopa to be very helpful. Reviewed on: 15th January 2026

Great rates and good products.

5
Great rates and good products. App is easy to use and cashback is also good Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1454 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7490 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 67287 reviews
    Zopa
    View all products