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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

54% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Excellent , so convenient and good rates aswell

Excellent , so convenient and good rates aswell Reviewed on: 9th February 2026

Easy to use app and moving funds

Easy to use app and moving funds in and out of accounts. Great interest rates on savings and current account. Reviewed on: 9th February 2026

Good basic bank account easy to use transfers done q...

Good basic bank account easy to use transfers done quickly way to use on your phone maybe need a human to talk to sometimes Reviewed on: 9th February 2026

Easy way to manage your finances

Easy way to manage your finances Reviewed on: 9th February 2026

Very easy app to use, with excellent interest rates.

Very easy app to use, with excellent interest rates. Reviewed on: 9th February 2026

Amazing easy to use app, great money features and ea...

Amazing easy to use app, great money features and easy to contact fast support. One of the best bank accounts I have ever used. Would recommend this account. Reviewed on: 9th February 2026

Zopa is a good bank with good rates

Zopa is a good bank with good rates Reviewed on: 9th February 2026

Self directed most often and Customer service is goo...

Self directed most often and Customer service is good but can offer more Reviewed on: 9th February 2026

Great bank easy to use the app for transfers between...

Great bank easy to use the app for transfers between accounts etc Reviewed on: 9th February 2026

Easy to use and efficient, statements and billing ar...

Easy to use and efficient, statements and billing are simple and easy to operate. Reviewed on: 9th February 2026

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