Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6598 reviews)

View other Zopa products

4.83

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

The best bank for those like me!

I absolutely love my zopa account and recommend it to all my friends because of someone like me who lives paycheck to paycheck, zopa is the best current account and savings account for me! with 2% interest on current account balances and 7.1% in my regular saver, it’s the best bank on the market to make my minimal amount of money work best for me Reviewed on: 9th February 2026

Easy account to open and use

Easy account to open and use. Good interest rate also. Reviewed on: 9th February 2026

Very easy to use, good product selection and opportu...

Very easy to use, good product selection and opportunities to enhance savings. Reviewed on: 9th February 2026

Zopa is the best bank account experience I have had...

Zopa is the best bank account experience I have had customer service is first class! And the app is easy to use with a quick entry security pin. The card works on Google wallet and Apple Pay which is great. Reviewed on: 9th February 2026

Excellent service

Prompt, responsive and helpful to customers Reviewed on: 9th February 2026

Easy to open account via the Zopa app with very com...

Easy to open account via the Zopa app, with very competitive savings account interest rates Reviewed on: 9th February 2026

Would recommend to anyone

Good interest rates, very easy to use, fraud prevention methods too Reviewed on: 9th February 2026

My Zopa experience is 5 star.

I am fairly new to Zopa but I have many other bank accounts but they always seem to let you down in one way or another. Zopa seems a great choice for me especially with all the cash earning benefits they offer. I am using all of them. Very happy with Zopa. Reviewed on: 9th February 2026

Never had a problem nl

Never had a problem always quick and active Reviewed on: 9th February 2026

Excellent , so convenient and good rates aswell

Excellent , so convenient and good rates aswell Reviewed on: 9th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Cater Allen 0.00 from 0 reviews
Cash Card Account
from Barclays 4.59 from 143 reviews
Current Accounts
from London Community Credit Union 3.56 from 3 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub