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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

54% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Just so easy and clear to use every day

Just so easy and clear to use every day Reviewed on: 9th February 2026

Absolutely friction free experience using Zopa, and...

Absolutely friction free experience using Zopa, and the first time I've used connected back accounts. It's made my financial management activities much easier and smoother, and that's on top of the great rates. Reviewed on: 9th February 2026

Love zopa

I love zopa bank everything is easy to use and at your fingertips the. Progress of setting up the account was easy and I was up and running in no time Reviewed on: 9th February 2026

Simple and easy to understand information making dec...

Simple and easy to understand information making decisions and spending easy to understand and monitor. Customer service always on hand to answer any questions and give guidance. Reviewed on: 9th February 2026

I’ve had the best experience with Zopa and the team...

I’ve had the best experience with Zopa and the team answer all questions Reviewed on: 9th February 2026

Good rates and good for everyone

Good rates and good for everyone Reviewed on: 9th February 2026

Amazing,

Amazing, look aftrer me and they are patient with credit repayments Reviewed on: 9th February 2026

Best bank

So far one of my best banks, I wish I’ve known you before Reviewed on: 9th February 2026

The experience I had with zopa bank is very very goo...

The experience I had with zopa bank is very very good and I love them so much Reviewed on: 9th February 2026

Very happy with my experience so far!

Very happy with my experience so far! Reviewed on: 9th February 2026

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