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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

My Zopa experience is 5 star.

I am fairly new to Zopa but I have many other bank accounts but they always seem to let you down in one way or another. Zopa seems a great choice for me especially with all the cash earning benefits they offer. I am using all of them. Very happy with Zopa. Reviewed on: 9th February 2026

Never had a problem nl

Never had a problem always quick and active Reviewed on: 9th February 2026

Excellent , so convenient and good rates aswell

Excellent , so convenient and good rates aswell Reviewed on: 9th February 2026

Easy to use app and moving funds

Easy to use app and moving funds in and out of accounts. Great interest rates on savings and current account. Reviewed on: 9th February 2026

Good basic bank account easy to use transfers done q...

Good basic bank account easy to use transfers done quickly way to use on your phone maybe need a human to talk to sometimes Reviewed on: 9th February 2026

Easy way to manage your finances

Easy way to manage your finances Reviewed on: 9th February 2026

Very easy app to use, with excellent interest rates.

Very easy app to use, with excellent interest rates. Reviewed on: 9th February 2026

Amazing easy to use app, great money features and ea...

Amazing easy to use app, great money features and easy to contact fast support. One of the best bank accounts I have ever used. Would recommend this account. Reviewed on: 9th February 2026

Zopa is a good bank with good rates

Zopa is a good bank with good rates Reviewed on: 9th February 2026

Self directed most often and Customer service is goo...

Self directed most often and Customer service is good but can offer more Reviewed on: 9th February 2026

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