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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Absolutely friction free experience using Zopa, and...

Absolutely friction free experience using Zopa, and the first time I've used connected back accounts. It's made my financial management activities much easier and smoother, and that's on top of the great rates. Reviewed on: 9th February 2026

Love zopa

I love zopa bank everything is easy to use and at your fingertips the. Progress of setting up the account was easy and I was up and running in no time Reviewed on: 9th February 2026

Simple and easy to understand information making dec...

Simple and easy to understand information making decisions and spending easy to understand and monitor. Customer service always on hand to answer any questions and give guidance. Reviewed on: 9th February 2026

I’ve had the best experience with Zopa and the team...

I’ve had the best experience with Zopa and the team answer all questions Reviewed on: 9th February 2026

Good rates and good for everyone

Good rates and good for everyone Reviewed on: 9th February 2026

Amazing,

Amazing, look aftrer me and they are patient with credit repayments Reviewed on: 9th February 2026

Best bank

So far one of my best banks, I wish I’ve known you before Reviewed on: 9th February 2026

The experience I had with zopa bank is very very goo...

The experience I had with zopa bank is very very good and I love them so much Reviewed on: 9th February 2026

Very happy with my experience so far!

Very happy with my experience so far! Reviewed on: 9th February 2026

Very easy to set up and manage

Very easy to set up and manage. Simple functions but not easy to find transaction details in the app. Good interest rates. Reviewed on: 9th February 2026

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