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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

54% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Very easy to set up and manage

Very easy to set up and manage. Simple functions but not easy to find transaction details in the app. Good interest rates. Reviewed on: 9th February 2026

Zopa , An excellent Bank and very good value

Need to offer berates for savers. Reviewed on: 9th February 2026

Easy to use and great notifications

Easy to use and great notifications Reviewed on: 9th February 2026

Really easy to open account, very competitive intere...

Really easy to open account, very competitive interest rates, app user friendly and love the colour of debit card :) Reviewed on: 9th February 2026

ZOPA the best bank ever

From the first day l joined ZOPA, their services has always been top notch. Reviewed on: 9th February 2026

Very easy to use APP and well laid out

Very easy to use APP and well laid out Reviewed on: 9th February 2026

great customer service very fair bank

great customer service very fair bank Reviewed on: 9th February 2026

Great customer service when I had a query about my a...

Great customer service when I had a query about my account. Operator was knowledgeable and patient Reviewed on: 9th February 2026

Excellent opportunities to save.

Excellent opportunities to save. Easy to use Reviewed on: 9th February 2026

Current and Savings Accounts: Good. App: Not Good.

I am happy with my current account and savings account, but the App isn't very good. It's slow and often my latest transactions are missing. It needs a little more work to make it run more smoothly. Reviewed on: 9th February 2026

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