Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

View other Zopa products

4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Zopa , An excellent Bank and very good value

Need to offer berates for savers. Reviewed on: 9th February 2026

Easy to use and great notifications

Easy to use and great notifications Reviewed on: 9th February 2026

Really easy to open account, very competitive intere...

Really easy to open account, very competitive interest rates, app user friendly and love the colour of debit card :) Reviewed on: 9th February 2026

ZOPA the best bank ever

From the first day l joined ZOPA, their services has always been top notch. Reviewed on: 9th February 2026

Very easy to use APP and well laid out

Very easy to use APP and well laid out Reviewed on: 9th February 2026

great customer service very fair bank

great customer service very fair bank Reviewed on: 9th February 2026

Great customer service when I had a query about my a...

Great customer service when I had a query about my account. Operator was knowledgeable and patient Reviewed on: 9th February 2026

Excellent opportunities to save.

Excellent opportunities to save. Easy to use Reviewed on: 9th February 2026

Current and Savings Accounts: Good. App: Not Good.

I am happy with my current account and savings account, but the App isn't very good. It's slow and often my latest transactions are missing. It needs a little more work to make it run more smoothly. Reviewed on: 9th February 2026

Great service and intuitive app.

Great service and intuitive app. Would definitely recommend though I am as yet reluctant to switch to Zopa for my main current account due to a couple of outages and delayed updates on my account Reviewed on: 9th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Triodos Bank 4.86 from 10946 reviews
Current account
from thinkmoney 3.73 from 72 reviews
Current account
from Unizest 3.86 from 2 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub