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Zopa: Current account reviews

4.83
Based on 6,601 reviews, last reviewed 9th Sep 2026
99% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026
Stephen 's avatar
Stephen

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026
sarah h's avatar
sarah h

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6601)

The experience I had with zopa bank is very very goo...

5
The experience I had with zopa bank is very very good and I love them so much Reviewed on: 9th February 2026

Very happy with my experience so far!

5
Very happy with my experience so far! Reviewed on: 9th February 2026

Very easy to set up and manage

4
Very easy to set up and manage. Simple functions but not easy to find transaction details in the app. Good interest rates. Reviewed on: 9th February 2026

Zopa , An excellent Bank and very good value

4
Need to offer berates for savers. Reviewed on: 9th February 2026

Easy to use and great notifications

5
Easy to use and great notifications Reviewed on: 9th February 2026

Really easy to open account, very competitive intere...

5
Really easy to open account, very competitive interest rates, app user friendly and love the colour of debit card :) Reviewed on: 9th February 2026

ZOPA the best bank ever

5
From the first day l joined ZOPA, their services has always been top notch. Reviewed on: 9th February 2026

Very easy to use APP and well laid out

5
Very easy to use APP and well laid out Reviewed on: 9th February 2026

great customer service very fair bank

5
great customer service very fair bank Reviewed on: 9th February 2026

Great customer service when I had a query about my a...

5
Great customer service when I had a query about my account. Operator was knowledgeable and patient Reviewed on: 9th February 2026

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