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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

54% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great service and intuitive app.

Great service and intuitive app. Would definitely recommend though I am as yet reluctant to switch to Zopa for my main current account due to a couple of outages and delayed updates on my account Reviewed on: 9th February 2026

Great account with some cashback on direct debits, a...

Great account with some cashback on direct debits, and high interest monthly saver. Reviewed on: 9th February 2026

Zopa consistently provides higher than average inter...

Zopa consistently provides higher than average interests rates across a number of options with an app that just works Reviewed on: 9th February 2026

Top account

Great app, very easy to navigate, cashback on bills, interest on current account balance and separate savings accounts with decent rates. Reviewed on: 9th February 2026

Interest rates are great!

Really easy app to use and interest rates are great! Reviewed on: 9th February 2026

Great interest rates and lots of features

I get interest on my bank account and money back in my direct debits. I've also got a regular saver at a great rate and I can even invest through the app if I want to. I can link other accounts too so I don't even have to leave the app. Reviewed on: 9th February 2026

Gave me a chance of credit when no 1 else would exce...

Gave me a chance of credit when no 1 else would excellent service Reviewed on: 9th February 2026

Love zopa great experience all round

Love zopa great experience all round Reviewed on: 9th February 2026

Satisfied with Zopa’s products and services.

Satisfied with Zopa’s products and services. Reviewed on: 9th February 2026

The account is simple to set up, easy to use and eve...

The account is simple to set up, easy to use and even pays interest! Reviewed on: 9th February 2026

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