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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Great account with some cashback on direct debits, a...

Great account with some cashback on direct debits, and high interest monthly saver. Reviewed on: 9th February 2026

Zopa consistently provides higher than average inter...

Zopa consistently provides higher than average interests rates across a number of options with an app that just works Reviewed on: 9th February 2026

Top account

Great app, very easy to navigate, cashback on bills, interest on current account balance and separate savings accounts with decent rates. Reviewed on: 9th February 2026

Interest rates are great!

Really easy app to use and interest rates are great! Reviewed on: 9th February 2026

Great interest rates and lots of features

I get interest on my bank account and money back in my direct debits. I've also got a regular saver at a great rate and I can even invest through the app if I want to. I can link other accounts too so I don't even have to leave the app. Reviewed on: 9th February 2026

Gave me a chance of credit when no 1 else would exce...

Gave me a chance of credit when no 1 else would excellent service Reviewed on: 9th February 2026

Love zopa great experience all round

Love zopa great experience all round Reviewed on: 9th February 2026

Satisfied with Zopa’s products and services.

Satisfied with Zopa’s products and services. Reviewed on: 9th February 2026

The account is simple to set up, easy to use and eve...

The account is simple to set up, easy to use and even pays interest! Reviewed on: 9th February 2026

Recommend

Never a problem always ready to chat Reviewed on: 9th February 2026

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