Smart Money People Logo

Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
54% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (6589)

Recommend

5
Never a problem always ready to chat Reviewed on: 9th February 2026

Excellent from start customer service brilliant

5
Excellent from start customer service brilliant Reviewed on: 9th February 2026

Very happy with the interest rates offered.

5
Very happy with the interest rates offered. Reviewed on: 9th February 2026

Fast easy and user friendly and when if you do need...

5
Fast easy and user friendly and when if you do need help easy to contact and ge the info you need Reviewed on: 9th February 2026

Very easy to join Zopa have savings accounts and no...

5
Very easy to join Zopa have savings accounts and no more accounts had no issues Reviewed on: 9th February 2026

Zopa is an amazing bank

5
Zopa is an amazing bank that offers ease of use and professional support. Love them! Reviewed on: 9th February 2026

Great account with best AER on the market

5
Opened current account and savings account with best interest rate and features then what currently is on the market. Reviewed on: 9th February 2026

Been with Zopa is an excellent journey and I am happ...

5
Been with Zopa is an excellent journey and I am happy to be apart of this journey. Reviewed on: 9th February 2026

Really good account with loads of benefits for accou...

5
Really good account with loads of benefits for account holders Reviewed on: 9th February 2026

Great interest rates, great times

5
Great interest rates, great times Reviewed on: 9th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69082 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44342 reviews
    Zopa
    View all products