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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Excellent opportunities to save.

Excellent opportunities to save. Easy to use Reviewed on: 9th February 2026

Current and Savings Accounts: Good. App: Not Good.

I am happy with my current account and savings account, but the App isn't very good. It's slow and often my latest transactions are missing. It needs a little more work to make it run more smoothly. Reviewed on: 9th February 2026

Great service and intuitive app.

Great service and intuitive app. Would definitely recommend though I am as yet reluctant to switch to Zopa for my main current account due to a couple of outages and delayed updates on my account Reviewed on: 9th February 2026

Great account with some cashback on direct debits, a...

Great account with some cashback on direct debits, and high interest monthly saver. Reviewed on: 9th February 2026

Zopa consistently provides higher than average inter...

Zopa consistently provides higher than average interests rates across a number of options with an app that just works Reviewed on: 9th February 2026

Top account

Great app, very easy to navigate, cashback on bills, interest on current account balance and separate savings accounts with decent rates. Reviewed on: 9th February 2026

Interest rates are great!

Really easy app to use and interest rates are great! Reviewed on: 9th February 2026

Great interest rates and lots of features

I get interest on my bank account and money back in my direct debits. I've also got a regular saver at a great rate and I can even invest through the app if I want to. I can link other accounts too so I don't even have to leave the app. Reviewed on: 9th February 2026

Gave me a chance of credit when no 1 else would exce...

Gave me a chance of credit when no 1 else would excellent service Reviewed on: 9th February 2026

Love zopa great experience all round

Love zopa great experience all round Reviewed on: 9th February 2026

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