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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

54% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

One of the best UK banks at the moment.

One of the best UK banks at the moment. Free cashback on direct debit, one of the highest interest on regular savings and only a few UK banks that pays interest on current account. Most of all it's free banking ! Reviewed on: 9th February 2026

Easy to use, good value, makes banking simple

Easy to use, good value, makes banking simple Reviewed on: 9th February 2026

Give them ago you won’t be disappointed

Great company, ideal for people with low credit score Reviewed on: 9th February 2026

Excellent service and interest rates.

Excellent service and interest rates. Reviewed on: 9th February 2026

Great rates and easy to use app

The app is easy to use and helps me to better manage my finances. Excellent interest rates on savings and current account. Reviewed on: 9th February 2026

Easy to use and good incentives.

Easy to use and good incentives and interest rates. Reviewed on: 9th February 2026

Quick and easy to check out all your finances - fair...

Quick and easy to check out all your finances - fair interest rates - what else do you need? Reviewed on: 9th February 2026

Great app great service good interest rate

Great app great service good interest rate Reviewed on: 9th February 2026

GBestreat Bank with great s and cellent custome...

Great Bank with great products and excellent customer service Reviewed on: 9th February 2026

I had finance off them they made it feel easy no has...

I had finance off them they made it feel easy no hassle I just had pick my car Reviewed on: 9th February 2026

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