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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Excellent from start customer service brilliant

Excellent from start customer service brilliant Reviewed on: 9th February 2026

Very happy with the interest rates offered.

Very happy with the interest rates offered. Reviewed on: 9th February 2026

Fast easy and user friendly and when if you do need...

Fast easy and user friendly and when if you do need help easy to contact and ge the info you need Reviewed on: 9th February 2026

Very easy to join Zopa have savings accounts and no...

Very easy to join Zopa have savings accounts and no more accounts had no issues Reviewed on: 9th February 2026

Zopa is an amazing bank

Zopa is an amazing bank that offers ease of use and professional support. Love them! Reviewed on: 9th February 2026

Great account with best AER on the market

Opened current account and savings account with best interest rate and features then what currently is on the market. Reviewed on: 9th February 2026

Been with Zopa is an excellent journey and I am happ...

Been with Zopa is an excellent journey and I am happy to be apart of this journey. Reviewed on: 9th February 2026

Really good account with loads of benefits for accou...

Really good account with loads of benefits for account holders Reviewed on: 9th February 2026

Great interest rates, great times

Great interest rates, great times Reviewed on: 9th February 2026

One of the best UK banks at the moment.

One of the best UK banks at the moment. Free cashback on direct debit, one of the highest interest on regular savings and only a few UK banks that pays interest on current account. Most of all it's free banking ! Reviewed on: 9th February 2026

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