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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

54% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Fast app.

Fast app. Great rates. Customer service is very friendly and helpful Reviewed on: 9th February 2026

I am a new user!

I am a new user! That's really good that Zopa has high interest rate for saving Reviewed on: 9th February 2026

Never had a problem when yoing or dealing with Zopa

Never had a problem when yoing or dealing with Zopa Reviewed on: 9th February 2026

Good value accounts

My linked saver gives a good rate as does the regular saver. App is easy to use. Set up of accounts was also quick and easy. Reviewed on: 9th February 2026

I find the app very user friendly with lots of perks...

I find the app very user friendly with lots of perks and benefits. Reviewed on: 9th February 2026

Great service

Great communication and very helpful everything explained clearly Reviewed on: 9th February 2026

All good apart from Zopa making an error in giving H...

All good apart from Zopa making an error in giving HMRC my ISA interest to be taxed. Still not sorted 5 months later Reviewed on: 9th February 2026

Zopa the best

Everybody should use Zopa works for me Reviewed on: 9th February 2026

Best current account- Biscuit

Biscuit has a really great app. Clear and easy to use. Great interest rate and cashback too on your current account. Reviewed on: 9th February 2026

Just the best rates available overall in one place.

Just the best rates available overall in one place. Reviewed on: 9th February 2026

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