Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

View other Zopa products

4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Really good account with loads of benefits for accou...

Really good account with loads of benefits for account holders Reviewed on: 9th February 2026

Great interest rates, great times

Great interest rates, great times Reviewed on: 9th February 2026

One of the best UK banks at the moment.

One of the best UK banks at the moment. Free cashback on direct debit, one of the highest interest on regular savings and only a few UK banks that pays interest on current account. Most of all it's free banking ! Reviewed on: 9th February 2026

Easy to use, good value, makes banking simple

Easy to use, good value, makes banking simple Reviewed on: 9th February 2026

Give them ago you won’t be disappointed

Great company, ideal for people with low credit score Reviewed on: 9th February 2026

Excellent service and interest rates.

Excellent service and interest rates. Reviewed on: 9th February 2026

Great rates and easy to use app

The app is easy to use and helps me to better manage my finances. Excellent interest rates on savings and current account. Reviewed on: 9th February 2026

Easy to use and good incentives.

Easy to use and good incentives and interest rates. Reviewed on: 9th February 2026

Quick and easy to check out all your finances - fair...

Quick and easy to check out all your finances - fair interest rates - what else do you need? Reviewed on: 9th February 2026

Great app great service good interest rate

Great app great service good interest rate Reviewed on: 9th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Ultimate Reward Current Account
from Halifax 3.94 from 101 reviews
Current account
from LHV Bank 4.47 from 36 reviews
Bank account pay monthly
from HSBC 4.19 from 42 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69088 reviews
Credit card
from Zopa 4.87 from 44354 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub