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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

54% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Very good service happy to help people

Very good service happy to help people Reviewed on: 9th February 2026

Easy to open and operate, simple intuitive app with...

Easy to open and operate, simple intuitive app with great communication Reviewed on: 9th February 2026

Zopa has been a real game changer.

Zopa has been a real game changer. They thought outside of the box by cash backing direct debits and launched an account which offers both interest and using the account, the app has everything you need at a click of the button. It’s clean and fast and has been designed with customers in mind Reviewed on: 9th February 2026

It’s in the tin.

Does exactly what it says on the tin Reviewed on: 9th February 2026

Great interest rates and excellent service

Great interest rates, easy to use website and very responsive customer service. I’ve never had a better bank account Reviewed on: 9th February 2026

Never had any issues, was asked to call due to a pay...

Never had any issues, was asked to call due to a payment and it was sorted out within minutes. Always great service Reviewed on: 9th February 2026

Great Account

Very efficient easy in & out I like it Reviewed on: 9th February 2026

The services provided are pristine

The services provided are pristine Reviewed on: 9th February 2026

So happy to have found this bank the app is excellen...

So happy to have found this bank the app is excellent and the interest rates are the best. Reviewed on: 9th February 2026

Easy to use, great communication and great site

Easy to use, great communication and great site Reviewed on: 9th February 2026

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