Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

View other Zopa products

4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

I am a new user!

I am a new user! That's really good that Zopa has high interest rate for saving Reviewed on: 9th February 2026

Never had a problem when yoing or dealing with Zopa

Never had a problem when yoing or dealing with Zopa Reviewed on: 9th February 2026

Good value accounts

My linked saver gives a good rate as does the regular saver. App is easy to use. Set up of accounts was also quick and easy. Reviewed on: 9th February 2026

I find the app very user friendly with lots of perks...

I find the app very user friendly with lots of perks and benefits. Reviewed on: 9th February 2026

Great service

Great communication and very helpful everything explained clearly Reviewed on: 9th February 2026

All good apart from Zopa making an error in giving H...

All good apart from Zopa making an error in giving HMRC my ISA interest to be taxed. Still not sorted 5 months later Reviewed on: 9th February 2026

Zopa the best

Everybody should use Zopa works for me Reviewed on: 9th February 2026

Best current account- Biscuit

Biscuit has a really great app. Clear and easy to use. Great interest rate and cashback too on your current account. Reviewed on: 9th February 2026

Just the best rates available overall in one place.

Just the best rates available overall in one place. Reviewed on: 9th February 2026

Very good service happy to help people

Very good service happy to help people Reviewed on: 9th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

FlexStudent
from Nationwide 4.24 from 7 reviews
Plutus account
from Plutus 0.00 from 0 reviews
Current account
from Hampden Bank 4.21 from 5 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub