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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

GBestreat Bank with great s and cellent custome...

Great Bank with great products and excellent customer service Reviewed on: 9th February 2026

I had finance off them they made it feel easy no has...

I had finance off them they made it feel easy no hassle I just had pick my car Reviewed on: 9th February 2026

Fast app.

Fast app. Great rates. Customer service is very friendly and helpful Reviewed on: 9th February 2026

I am a new user!

I am a new user! That's really good that Zopa has high interest rate for saving Reviewed on: 9th February 2026

Never had a problem when yoing or dealing with Zopa

Never had a problem when yoing or dealing with Zopa Reviewed on: 9th February 2026

Good value accounts

My linked saver gives a good rate as does the regular saver. App is easy to use. Set up of accounts was also quick and easy. Reviewed on: 9th February 2026

I find the app very user friendly with lots of perks...

I find the app very user friendly with lots of perks and benefits. Reviewed on: 9th February 2026

Great service

Great communication and very helpful everything explained clearly Reviewed on: 9th February 2026

All good apart from Zopa making an error in giving H...

All good apart from Zopa making an error in giving HMRC my ISA interest to be taxed. Still not sorted 5 months later Reviewed on: 9th February 2026

Zopa the best

Everybody should use Zopa works for me Reviewed on: 9th February 2026

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