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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
54% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

ZOPA App

5
The App is ahead of its competitors Reviewed on: 9th February 2026

Always willing to help

5
Always willing to help , great rates Reviewed on: 9th February 2026

Easy access to everything

5
Easy access to everything never had difficulty Reviewed on: 9th February 2026

I really love Zopa especially as a student.

5
I really love Zopa especially as a student. It encourages me to save and I can also easily keep track of my spending!! Reviewed on: 9th February 2026

Great account

5
Great account, clear to read and navigate, reminders and notifications work well too. I also like the saving pots option. Reviewed on: 9th February 2026

The Zopa account is great, the interest rate is amaz...

5
The Zopa account is great, the interest rate is amazing, will highly recommend. I could see my account is growing Reviewed on: 9th February 2026

Excellent easy service professional and helpful

5
Excellent easy service professional and helpful Reviewed on: 9th February 2026

The app is brilliant

5
The app is brilliant and has all the functions that I like. Offers are good for the savings Reviewed on: 9th February 2026

Excellent

5
When ever I have need help with my accounts the staff have always been exceptional. Reviewed on: 9th February 2026

great for long term saving

5
A great UI combined with a thoughtfully designed user experience makes this platform exceptionally easy to navigate and understand. Every feature feels intentional and accessible, creating a smooth and reliable environment where users can manage their finances confidently and focus on consistently growing their savings over time. Reviewed on: 9th February 2026

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