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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Best current account- Biscuit

Biscuit has a really great app. Clear and easy to use. Great interest rate and cashback too on your current account. Reviewed on: 9th February 2026

Just the best rates available overall in one place.

Just the best rates available overall in one place. Reviewed on: 9th February 2026

Very good service happy to help people

Very good service happy to help people Reviewed on: 9th February 2026

Easy to open and operate, simple intuitive app with...

Easy to open and operate, simple intuitive app with great communication Reviewed on: 9th February 2026

Zopa has been a real game changer.

Zopa has been a real game changer. They thought outside of the box by cash backing direct debits and launched an account which offers both interest and using the account, the app has everything you need at a click of the button. It’s clean and fast and has been designed with customers in mind Reviewed on: 9th February 2026

It’s in the tin.

Does exactly what it says on the tin Reviewed on: 9th February 2026

Great interest rates and excellent service

Great interest rates, easy to use website and very responsive customer service. I’ve never had a better bank account Reviewed on: 9th February 2026

Never had any issues, was asked to call due to a pay...

Never had any issues, was asked to call due to a payment and it was sorted out within minutes. Always great service Reviewed on: 9th February 2026

Great Account

Very efficient easy in & out I like it Reviewed on: 9th February 2026

The services provided are pristine

The services provided are pristine Reviewed on: 9th February 2026

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