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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Biscuit - the new kid with all the toys

Since we joined Zopa in 2022, it has regularly been fast to adjust interest rates upwards when appropriate. The ability to create separate pots was so helpful too during a challenging financial time. The app is so easy to use and money transfers and payments are swift. Introducing Biscuit made the offer even better with 2% interest and 2% on bills. Love Zopa's aim to make banking as reactive and responsive as possible in today's super fast financial landscape. Reviewed on: 9th February 2026

User friendly and speedy application process, great...

User friendly and speedy application process, great perks, user friendly, app is very easy to manage. Reviewed on: 9th February 2026

Easy to use app exellent customer service straightf...

Easy to use app exellent customer service straightforward all you want from an online bank. Reviewed on: 9th February 2026

Meeting our needs

The credit support is ready available to meet home front needs Reviewed on: 9th February 2026

Super easy app and very easy to love money around.

Super easy app and very easy to love money around. Reviewed on: 9th February 2026

Found customer service unhelpful

Found customer service unhelpful Reviewed on: 9th February 2026

Happy with my lovely new account

Very quick to get an account, supported all the way. I love the name of my card. Lovely perks and app is really user friendly Reviewed on: 9th February 2026

Tried this new way of banking

Tried this new way of banking, most impressive. Great communication and easy app to negotiate Reviewed on: 9th February 2026

i like everything all is fast and customer wuick answer

i like everything all is fast and customer wuick answer Reviewed on: 9th February 2026

Im very happy with this current account I got ,...

Im very happy with this current account I got , Reviewed on: 9th February 2026

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