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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
63% decrease in 5 star reviews
in the past 90 days
64% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Easy to use app exellent customer service straightf...

5
Easy to use app exellent customer service straightforward all you want from an online bank. Reviewed on: 9th February 2026

Meeting our needs

5
The credit support is ready available to meet home front needs Reviewed on: 9th February 2026

Super easy app and very easy to love money around.

5
Super easy app and very easy to love money around. Reviewed on: 9th February 2026

Found customer service unhelpful

1
Found customer service unhelpful Reviewed on: 9th February 2026

Happy with my lovely new account

5
Very quick to get an account, supported all the way. I love the name of my card. Lovely perks and app is really user friendly Reviewed on: 9th February 2026

Tried this new way of banking

5
Tried this new way of banking, most impressive. Great communication and easy app to negotiate Reviewed on: 9th February 2026

i like everything all is fast and customer wuick answer

5
i like everything all is fast and customer wuick answer Reviewed on: 9th February 2026

Im very happy with this current account I got ,...

5
Im very happy with this current account I got , Reviewed on: 9th February 2026

Doing great

5
A good current account with a range of options to support you and make your money work harder, would be good if they good automatically swap your direct debits over for you Reviewed on: 9th February 2026

Very helpful and easy to deal with

5
Very helpful and easy to deal with Reviewed on: 9th February 2026

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