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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

33% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Easy to use

The Zopa App is very easy to use. Reviewed on: 20th January 2026

Innovative and helpful banking with Zopa

The Zopa Biscuit current account offers excellent and competitive features, with decent interest paid on balances held in the current account and a generous cashback on direct debits paid from the account, along with competitive savings accounts available to current account customers. The app functionality is excellent, and I particularly appreciate features such as the push notifications around upcoming payments and interest and cashback earned being displayed clearly within the app, making it easy to keep track. Reviewed on: 20th January 2026

So pleased I stumbled across Zopa

I found Zopa by accident when I took a loan out with them for a car. Their processes and service were simple and very user friendly. When they asked if I would like to open a current account.....it was a no brainer. I now have savings pots which are easily accessible and helping me achieve my financial goals......not to mention the interest rates are the best around! Reviewed on: 20th January 2026

Dave's review of Zopa

Very good, everything explained and all questioned answered. Will definitely recommend you to friends and family. Reviewed on: 20th January 2026

Very pleased with the ease of use of the app

Very pleased with the ease of use of the app Reviewed on: 20th January 2026

Amazing new bank, would highly recommend

Great app - visually appealing, easy to use, clear information on accounts, recommendations provided. Wide range of products. I would highly recommend. Reviewed on: 20th January 2026

Sunsupert multumit de serviciile voastre.

Sunt multumit de serviciile voastre. Va, recomand si altor persoane! Reviewed on: 20th January 2026

First tried zopa good while ago and was so impressed...

First tried zopa good while ago and was so impressed I recommended to my son and daughter in law who are both with zopa now..easy to use straitforward in using app online ..everything outlined credit score ..balance ect..lending power ...very informative all the way . Reviewed on: 20th January 2026

Great app only Current Account

Works seemlessly with my existing Zopa savings pots, and provides useful added benefits, particularly the ability to withdraw £200 of foreign currency per rolling month with no fees. Reviewed on: 20th January 2026

I joined zopa recently have been very happy with ser...

I joined zopa recently have been very happy with service easy to use app as well .great Reviewed on: 20th January 2026

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