Write a review

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

View other Zopa products

4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

33% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Current account reviews (6589)

Excellent bank with great benefits

Excellent bank with great benefits Reviewed on: 20th January 2026

Really easy to setup and service so far has been great!

Really easy to setup and service so far has been great! Not had any issues with the account and setting up new accounts has been easy. Thank you Reviewed on: 19th January 2026

Best savings rates on the market.

Best savings rates on the market. Handy hints & tips Reviewed on: 19th January 2026

Easy app

Never had to use customer service, pretty good app, straightforward to use. Good interest rates Reviewed on: 19th January 2026

Very relaxed place no pressure great returns on inve...

Very relaxed place no pressure great returns on investment good interest rates Reviewed on: 19th January 2026

Easy process

Just found the whole process of applying for the account and the ease of the app really easy with great rates too Reviewed on: 19th January 2026

Very easy and friendly app to use not complicated to...

Very easy and friendly app to use not complicated to use at all, excellent service and one of the best online bank i have ever used, keep up the great work and i will definatley recommend to my friends and family. Reviewed on: 19th January 2026

Excellent app.

Excellent app. Competitive rates and very good notifications. All round excellent service. Reviewed on: 19th January 2026

Great account, features & customer service

Great start, having joined 3 months ago. It takes a bit of time to understand how the features in the app work. Now 3 months on, it's great to be a customer. Chat responses are good as well. Reviewed on: 19th January 2026

Easy to set up an account and very easy to...

Easy to set up an account and very easy to use Reviewed on: 19th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Kroo 4.88 from 5957 reviews
FlexPlus
from Nationwide 4.06 from 358 reviews
Multi-Currency Debit Card
from iFAST Global Bank 4.82 from 74 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Credit card
from Zopa 4.94 from 44342 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub