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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

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4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

Excellent bank with great benefits

Excellent bank with great benefits Reviewed on: 20th January 2026

Really easy to setup and service so far has been great!

Really easy to setup and service so far has been great! Not had any issues with the account and setting up new accounts has been easy. Thank you Reviewed on: 19th January 2026

Best savings rates on the market.

Best savings rates on the market. Handy hints & tips Reviewed on: 19th January 2026

Easy app

Never had to use customer service, pretty good app, straightforward to use. Good interest rates Reviewed on: 19th January 2026

Very relaxed place no pressure great returns on inve...

Very relaxed place no pressure great returns on investment good interest rates Reviewed on: 19th January 2026

Easy process

Just found the whole process of applying for the account and the ease of the app really easy with great rates too Reviewed on: 19th January 2026

Very easy and friendly app to use not complicated to...

Very easy and friendly app to use not complicated to use at all, excellent service and one of the best online bank i have ever used, keep up the great work and i will definatley recommend to my friends and family. Reviewed on: 19th January 2026

Excellent app.

Excellent app. Competitive rates and very good notifications. All round excellent service. Reviewed on: 19th January 2026

Great account, features & customer service

Great start, having joined 3 months ago. It takes a bit of time to understand how the features in the app work. Now 3 months on, it's great to be a customer. Chat responses are good as well. Reviewed on: 19th January 2026

Easy to set up an account and very easy to...

Easy to set up an account and very easy to use Reviewed on: 19th January 2026

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