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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

I wanted a loan and could not get it from...

I wanted a loan and could not get it from zopa Reviewed on: 19th January 2026

Zopa Great App and Decent Accounts

Zopa has a great app and generally easy to use accounts. Easy to transfer funds into and out of your accounts and it's nice to see a running balance on interest earned. Reviewed on: 19th January 2026

Easy to use

Very happy with account.easy to use and good linked interest rates accounts Reviewed on: 19th January 2026

superb service, nice and easy, I even received £10 f...

superb service, nice and easy, I even received £10 for joining which I think is really nice. The app is very easy to use. Thank you. Reviewed on: 19th January 2026

The app is easy to use.

The app is easy to use. Zopa interest rates are great Reviewed on: 19th January 2026

great saving rates

Excellent very easy to get started and great saving rates Reviewed on: 19th January 2026

Great bank.

Great bank., easy to navigate. Great rates and the saving pots are great. quick money money transfer in and out of account Reviewed on: 19th January 2026

Best banking app and great interest rates

Best banking app and great interest rates Reviewed on: 19th January 2026

Very easy to use app, ongoing support provided to ke...

Very easy to use app, ongoing support provided to keep me up to date with my balances. Reviewed on: 19th January 2026

Great company would recommend, there for me other fi...

Great company would recommend, there for me other financial institutions couldn’t help me Reviewed on: 19th January 2026

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