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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

It was great , intuitive interface

It was great , intuitive interface Reviewed on: 19th January 2026

Promptness

service provided is prompt and updates occur in real time. No delays in showing payments and monies received. Reviewed on: 19th January 2026

Good rates on savings (currently).

Good rates on savings (currently). Relatively ease to use app although being able to pay externally from a savings pot, rather than having to transfer to the bank account first, would be a plus. Reviewed on: 19th January 2026

Excellent account and features.

Excellent account and features. Recommended to many Reviewed on: 19th January 2026

Site easy to navigate and good interest rates

Site easy to navigate and good interest rates Reviewed on: 19th January 2026

App easy to use app

App easy to use and when I've had a problem it's been solved quickly. Staff have been helpful Reviewed on: 19th January 2026

easy to use appl, user friendly, idiot proof!

easy to use appl, user friendly, idiot proof! Reviewed on: 19th January 2026

More info on the transactions of the current account...

More info on the transactions of the current account would be greatly appreciated Reviewed on: 18th January 2026

Great experience overall

Great experience overall, however it would be great to have cashback from all transactions and also abroad Reviewed on: 18th January 2026

excellent and reliable service.

excellent and reliable service. i will definitely recommend Zopa for both savings, current and even for loans as everything is transparent and easy to view. Reviewed on: 18th January 2026

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