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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Competitive interest rates

Competitive interest rates and excellent variety of accounts, something for everyone Reviewed on: 18th January 2026

App is brilliant and customer service is responsive.

App is brilliant and customer service is responsive. I love Zopa. Reviewed on: 18th January 2026

Good customer service

Fast to reply to any question very helpful Reviewed on: 18th January 2026

I love Zopa.

I love Zopa. The app is easy to use and you have great interest rates Reviewed on: 18th January 2026

All good to start with, cashback for direct debits i...

All good to start with, cashback for direct debits is great Reviewed on: 18th January 2026

Simple, elegant App that just works.

Simple, elegant App that just works. Like the AI agent idea. Competative Interest rate on my savings a real bonus. Reviewed on: 18th January 2026

Got bank account and credit card both great and easy...

Got bank account and credit card both great and easy to manage Reviewed on: 18th January 2026

happy customer

I wanted a bank with easy access but good savings rates and Zopa was recommended to me. So far so good...! It was easy to set up via the app and so far I have not been disappointed. Reviewed on: 18th January 2026

Great bank, super rates easy to use app

Great bank, super rates easy to use app Reviewed on: 18th January 2026

Haven't used the account very much but all good so far.

Haven't used the account very much but all good so far. Reviewed on: 18th January 2026

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