Write a review

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

View other Zopa products

4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Current account reviews (6589)

Good Current Account

Great to get interest on current account and cash back on direct debits. Easy account to manage, Reviewed on: 18th January 2026

East app, easy chat with customer service

East app, easy chat with customer service Reviewed on: 18th January 2026

Perfect banking solution .

Perfect banking solution ..transfers quick and easy and app brilliant Reviewed on: 18th January 2026

Biscuit happy

Easy set up and good service rates Reviewed on: 18th January 2026

I’ve tried to call customer service several times bu...

I’ve tried to call customer service several times but nothing Reviewed on: 18th January 2026

So quick and simple to use!! Thanks zopa

It's easy and quick to register, and everything is fully explained..... As well as being a really useful account for not just myself for my friends and family also. Due to the fact when you sign up with them you get a £10 bonus straight away and then when you share your referral code and friends and family use that code they get the £10 sign up bonus too and you get another payment which is really useful......... I was unable to get an account with any other banks but zopa gave me a chance and now I'm able to do every day things and it's helping build my credit score as and when I'm paying things like bills and shopping with the card and it can link to my other account then report my payments to credit reference agencies so they get to know all the stuff I am paying and hopefully increase the score for me gradually. I have recommended to my friends and family and they've all signed up with my referral code toom and they're all going to do the same. Thanks zopa from a very happy mum Reviewed on: 18th January 2026

Great interest rates and brilliant user friendly app

Great interest rates and brilliant user friendly app Reviewed on: 18th January 2026

Not had any issues app easy to use quick to join str...

Not had any issues app easy to use quick to join straight forward Reviewed on: 18th January 2026

East to set up, easy to use and competitive rates.

East to set up, easy to use and competitive rates. Love it. Reviewed on: 18th January 2026

Great move

I moved my Savings account across to Zopa in November for attractive interest rates and was that impressed I then opened a Zopa current account and pay my direct debits through Zopa now and get cash back. Great bank, great app and great benefits Reviewed on: 18th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Bank Account
from HSBC 3.23 from 20 reviews
Current Account
from Smile Bank 4.07 from 111 reviews
Reward Silver Account
from NatWest 4.62 from 167 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Credit card
from Zopa 4.94 from 44343 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub