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Zopa: Current account reviews

4.82
Based on 6,599 reviews, last reviewed 13th Aug 2026
99% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026
Jay's avatar
Jay

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026
K's avatar
K

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

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Zopa Current account reviews (6599)

Competitive interest rates

5
Competitive interest rates and excellent variety of accounts, something for everyone Reviewed on: 18th January 2026

App is brilliant and customer service is responsive.

5
App is brilliant and customer service is responsive. I love Zopa. Reviewed on: 18th January 2026

Good customer service

5
Fast to reply to any question very helpful Reviewed on: 18th January 2026

I love Zopa.

5
I love Zopa. The app is easy to use and you have great interest rates Reviewed on: 18th January 2026

All good to start with, cashback for direct debits i...

5
All good to start with, cashback for direct debits is great Reviewed on: 18th January 2026

Simple, elegant App that just works.

5
Simple, elegant App that just works. Like the AI agent idea. Competative Interest rate on my savings a real bonus. Reviewed on: 18th January 2026

Got bank account and credit card both great and easy...

5
Got bank account and credit card both great and easy to manage Reviewed on: 18th January 2026

happy customer

5
I wanted a bank with easy access but good savings rates and Zopa was recommended to me. So far so good...! It was easy to set up via the app and so far I have not been disappointed. Reviewed on: 18th January 2026

Great bank, super rates easy to use app

5
Great bank, super rates easy to use app Reviewed on: 18th January 2026

Haven't used the account very much but all good so far.

4
Haven't used the account very much but all good so far. Reviewed on: 18th January 2026

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