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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

App easy to use.

App easy to use. Had one issue when I first got account, card declined at point of sale when account was in credit. Phoned but wasn’t given an answer why declined. Reviewed on: 18th January 2026

Zopa is just what you need

I feel confident using Zopa, It is there when I need it. The app is easy to use and I can switch money around easily. Reviewed on: 18th January 2026

Slick and free with great rates.

Good rates, easy navigation on app. Reviewed on: 18th January 2026

Professionalism is perfect.

Professionalism is perfect. I have contact customer service on two occasion and they were able to solve the issue. Reviewed on: 18th January 2026

Great Cashback on bills plus 2% interest on cash bal...

Great Cashback on bills plus 2% interest on cash balance and Top rate Regular Saver. Super account. Reviewed on: 17th January 2026

I’ve been a Zopa customer for a while now and the sa...

I’ve been a Zopa customer for a while now and the savings rate is great . That’s why I opened a biscuit account and a isa account Reviewed on: 17th January 2026

Amazing, excellent and a great account to have as it...

Amazing, excellent and a great account to have as it offers so much to save in interest.And the app is very easy to use. Reviewed on: 17th January 2026

Easy to use app, very competitive savings rates, exc...

Easy to use app, very competitive savings rates, excellent service. Reviewed on: 17th January 2026

Quality bank

Really good offerings for savings and interests Reviewed on: 17th January 2026

All good.

All good. Competitive interest rates and market leading on savings pots if you qualify monthly for bonus. Reviewed on: 17th January 2026

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