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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

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4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

App easy to use.

App easy to use. Had one issue when I first got account, card declined at point of sale when account was in credit. Phoned but wasn’t given an answer why declined. Reviewed on: 18th January 2026

Zopa is just what you need

I feel confident using Zopa, It is there when I need it. The app is easy to use and I can switch money around easily. Reviewed on: 18th January 2026

Slick and free with great rates.

Good rates, easy navigation on app. Reviewed on: 18th January 2026

Professionalism is perfect.

Professionalism is perfect. I have contact customer service on two occasion and they were able to solve the issue. Reviewed on: 18th January 2026

Great Cashback on bills plus 2% interest on cash bal...

Great Cashback on bills plus 2% interest on cash balance and Top rate Regular Saver. Super account. Reviewed on: 17th January 2026

I’ve been a Zopa customer for a while now and the sa...

I’ve been a Zopa customer for a while now and the savings rate is great . That’s why I opened a biscuit account and a isa account Reviewed on: 17th January 2026

Amazing, excellent and a great account to have as it...

Amazing, excellent and a great account to have as it offers so much to save in interest.And the app is very easy to use. Reviewed on: 17th January 2026

Easy to use app, very competitive savings rates, exc...

Easy to use app, very competitive savings rates, excellent service. Reviewed on: 17th January 2026

Quality bank

Really good offerings for savings and interests Reviewed on: 17th January 2026

All good.

All good. Competitive interest rates and market leading on savings pots if you qualify monthly for bonus. Reviewed on: 17th January 2026

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