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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great range of products and very professional servuce

Really professional service, excellent website. Very efficient dealing with money transactions. They have a wide range of excellent products that reflect the needs of the saver. Reviewed on: 17th January 2026

Easy to use

Easy to use, very easy app. Great information and lots of oprions Reviewed on: 17th January 2026

Easy to open great interest rate

Easy to open great interest rate Reviewed on: 17th January 2026

It’s win, win, win with Zopa since I earn big with b...

It’s win, win, win with Zopa since I earn big with both current and savings accounts. Reviewed on: 17th January 2026

Have had savings accounts for years with Zopa and no...

Have had savings accounts for years with Zopa and now 2 cash ISA.For me they are the best Reviewed on: 17th January 2026

So far I'm enjoying using Biscuit.

So far I'm enjoying using Biscuit. Would be good to be able to set up automatic payments to the credit card on a date of your choosing (as opposed to DD), but that's not an essential. Reviewed on: 17th January 2026

Simply one of the best accounts,

Simply one of the best accounts, very easy to use great savings products and will highly recommend. Reviewed on: 17th January 2026

Bank with Freddie

Great service the app is very easy to use and straightforward. Very pleased with this Bank any enquiries I’ve made I’ll picked up very quickly and answered excellent servic Reviewed on: 17th January 2026

Easy to use app.

Easy to use app. Easy to navigate and friendly and helpful service Reviewed on: 17th January 2026

Great service excellant rates.

Great service excellant rates. Very eady to use the online banking Reviewed on: 17th January 2026

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