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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

33% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

It's so good that Zopa pays interest on your balance...

It's so good that Zopa pays interest on your balance and cash back on all direct debits as most bank accounts limit their cash back to selected bills Reviewed on: 21st January 2026

If only all platforms were so simple

The application process is quick and smooth and the app is easy to navigate. Excellent rates and great communication. Reviewed on: 21st January 2026

Great overall service, quick and efficient

Great overall service, quick and efficient Reviewed on: 21st January 2026

Excellent service all round with good interest rate...

Excellent service all round with good interest rate and service products Reviewed on: 21st January 2026

Great saving rates and easy to usem love the cashbac...

Great saving rates and easy to usem love the cashback and easy to transfer money between my different accounts. Reviewed on: 21st January 2026

Need open banking must have at Zopa

Need open banking must have at Zopa Reviewed on: 20th January 2026

Great interest rates, easy app navigation.

Great interest rates, easy app navigation. Reviewed on: 20th January 2026

A Competitive Bank

Better interest rates than many other accounts. The app is easy to use and updates very quickly Reviewed on: 20th January 2026

Always easy to navigate the app and no problems us i...

Always easy to navigate the app and no problems us in my cards Reviewed on: 20th January 2026

Easy to apply for an account.

Easy to apply for an account. Great interest rates on account balance and on savings. Excellent communication. Great product. Would recommend Zopa. Reviewed on: 20th January 2026

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