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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

33% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

opening and checking accounts straightforward..

opening accounts and checking them is very straightforward. the app is easy to use and the rates are very competitive. Reviewed on: 22nd January 2026

I like having savings spaces/pots linked to my curre...

I like having savings spaces/pots linked to my current account so that I can set money aside for bills etc. Zopa having 'saving pots' and you can open as many as you like. My only criticism is that I would like to be able to collect all of the interest paid on the individual pots into a separate 'interest pot' so that I can generate another chunk of money. I am also able to invest £300 per month in a regular saver pot and receive 7.1% interest which mounts up. I also get an enhanced rate of 4.45% on my pots if I pay £500+ per month into my current account. Better return than most notice accounts! Reviewed on: 21st January 2026

I’ve always had a good experience with Zopa

I’ve always had a good experience with Zopa Reviewed on: 21st January 2026

Very happy with Zopa.

Very happy with Zopa. Definitely recommend Reviewed on: 21st January 2026

My experience with zopa has been a very wonderful one.

My experience with zopa has been a very wonderful one. They are absolutely fantastic. In terms of emergencies and much more. Their credit card is one of the best. Reviewed on: 21st January 2026

Brilliant online bank

Brilliant benefits for a fee free current account and very competitive saving rates. The app is superb with features that other banks don’t offer like viewing card details and I love the little things like notifying you of an upcoming payment so it’s easier to mange money. One thing is wish it did have was viewing your balance in Apple wallet like other banks do. Reviewed on: 21st January 2026

Great interest rate on different accounts.

Great interest rate on different accounts. Money transfers are quick and reliable. Reviewed on: 21st January 2026

Zopa provides good interest rates for the customers.

Zopa provides good interest rates for the customers. It’s app is easy to navigate. Reviewed on: 21st January 2026

Great easy to use app and rewards

Great easy to use app and rewards Reviewed on: 21st January 2026

Simple and easy

It’s easy and simple. I would recommend this with my friends and family. Zopa biscuit account is smart, convenient and great. Everyone can use it. It’s suitable for all age groups and people. Reviewed on: 21st January 2026

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